I'm in the process of filing CH7... have paid the initial $500 retainer to an atty and he has the paperwork ready, just need to come up with the $1200 balance to file.
In the meantime, HFC has taken me to court for $15000 for a judgement/wage garnishment. I filed an Appearance Form by the Answer Date as a delay tactic. I didn't plead either way, because there was no place to do that on the form and I didn't realize I needed to.
It's been about six weeks since the Answer Date and now I get a letter from HFC's atty indicating that they have filed a motion for default judgement with the court because I failed to file guilty or not guilty within the alloted timeframe.
Does anyone know if there's anything else I can file with the court to buy myself another 4 weeks or so? I think I will have the cash to file BK by 11/15, and I really don't want a judgement before I file (even though I know it can be vacated after).
Also, anyone know how long it takes from when a judgement is granted by the court to begin garnishment? I live in CT and work for a large corporation.
Thanks in advance for any insight.
S.
In the meantime, HFC has taken me to court for $15000 for a judgement/wage garnishment. I filed an Appearance Form by the Answer Date as a delay tactic. I didn't plead either way, because there was no place to do that on the form and I didn't realize I needed to.
It's been about six weeks since the Answer Date and now I get a letter from HFC's atty indicating that they have filed a motion for default judgement with the court because I failed to file guilty or not guilty within the alloted timeframe.
Does anyone know if there's anything else I can file with the court to buy myself another 4 weeks or so? I think I will have the cash to file BK by 11/15, and I really don't want a judgement before I file (even though I know it can be vacated after).
Also, anyone know how long it takes from when a judgement is granted by the court to begin garnishment? I live in CT and work for a large corporation.
Thanks in advance for any insight.
S.
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