Would being added as a joint holder on someone else's credit card (who has good credit) help build your credit rapidly after BK? Im guessing maybe not because I havent read anything on here about but thought I would ask. Thanks so much!
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Not really.
You need to "apply" for, and be "approved" for your own credit. -
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You can ask to become an "authorized user", instead of a joint owner/holder. They don't run inquiries on people named as authorized users.Comment
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But that doesn't really help his credit report in any meaningful way.Originally posted by magyar123 View PostComment
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Fair Issac (FICO) changed their scoring model recently and being an authorized user doesn't help your score anymore.Comment
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