Just called a lawyer and he said he wont take me...

[JJL]

LOL. OK, I get it. Im an idiot. I didn't ask him more than 1 question. I wasn't going to ask him like a hundred million things. But I guess I was stupid. I don't really see the point of using an attorney since I dont have any assets, I'm not being sued, I don't have a house being foreclosed on etc. I thought most no-asset individuals filed Pro Se since there is nothing that needs to be "fought." I f I had the $$ I would get an attorney anyways because it is confusing as it is. Oh and I told him I preferred to file Pro Se. Not that that was what I was going to do. Not that it matters though lol.

It really sucks it can be so expensive Maybe find a attorney that will take a down payment to retain him and then make payments till He has the total to file. Once He is retained only continue to pay on neccesities you plan to keep (car, rent, utilities etc.) and let the rest go applying any money toward your Attorney fees.

[Grider]

try to find a paralegal,,, many only get paid $10 an hours working with the attys,,, and they know thier stuff,,, legal aide,, and many other helps available, I own a home and hired an atty, but my kids are going prose with just a garnsihment from a repo,, i think they will be ok... if you have stuff and complicated finances,,,,,,,,, keep calling until u find an inexpensive atty i pd $800

[keepmine]

LOL. OK, I get it. Im an idiot. I didn't ask him more than 1 question. I wasn't going to ask him like a hundred million things. But I guess I was stupid. I don't really see the point of using an attorney since I dont have any assets, I'm not being sued, I don't have a house being foreclosed on etc. I thought most no-asset individuals filed Pro Se since there is nothing that needs to be "fought." I f I had the $$ I would get an attorney anyways because it is confusing as it is. Oh and I told him I preferred to file Pro Se. Not that that was what I was going to do. Not that it matters though lol.

Since this is your situation, why are you even filing? I'd hold off until your finances are stablized. What happens if you file and are discharged and then get sick or injured and end up with a lot of medical debt that can't be discharged? Get a job with insurance benefits before you file. If you can't suport yourself post bk, the bk is wasted.

[shabam]

WTF....I just called a lawyer and requested a consult. He asked me about why i am filing etc. I told him I was looking to file pro se since I don't have the $$ for a lawyer and then he asked why I was wasting his time!!! I said, "well i was hoping to just speak with you so I know what I need to do since I am still very unsure," He said that he doesnt feed his kids and pay his mortgage by giving "free advice." Was I a complete idiot for mentioning I wanted to file pro se? I am just in shock....

I would keep that quite. They are lawyers and not a free service. They usually provide an initial consultation to those who intend to use them.

I don't mean to be rude but did you expect them to tell you how and and to file or something?

Your honesty is noble though. Not too many people would be that honest. We certainly need more people like yourself in this world. Call another lawyer up and just get a basic consultation. If you feel you are lying blame me for giving you this advice. If you are religious I will bare the sin for putting you up to it ;)

[Tbornetun]

try to find a paralegal,,, many only get paid $10 an hours working with the attys,,, and they know thier stuff,,, legal aide,, and many other helps available, I own a home and hired an atty, but my kids are going prose with just a garnsihment from a repo,, i think they will be ok... if you have stuff and complicated finances,,,,,,,,, keep calling until u find an inexpensive atty i pd $800

$10 an hour, you have got to be kidding. Paralegals start at $16-18 and go up to $35+ an hour. Plus remember, paralegals CANNOT give legal advice, they can however assist you in filling out your forms.

I would shoot myself in the head if I only made $10 an hour for all that I do.

[Doghouse]

Many people are lashing out at you but lawyers DO give some degree of free advice. That's what the free consult is for. Like a lawyer advicing you not to offer more information than necessary at a 341 meeting, DON'T tell a lawyer you intend to file pro se. "I am considering filing for bankruptcy and am exploring all my options" is all they need to know.

I remember a lawyer that said he charged $50 for free consults, when I called, because his time was valuable. Okay, fine. I told him I planned on seeing 4 or 5 lawyers and if I paid everyone $50 just to determine if they were the right lawyer for me, then I am already down $200 to $250 before I even pick a lawyer.

Hey, contrary to what was written earlier you CAN go to a car dealership and extract info from the salesperson about a car, financing, performance, options etc, then test drive the car and walk away. Same with a retail store salesperson buying a suit at Men's Wearhouse, for example. There are services and professions that allow some level of unpaid infomation. Use it wisely.

[Beeheery]

Thank you so much to everyone who replied. I was afraid I was going to receive a severe lashing from everyone on here. LOL. To the person who asked, I am wanting to file now since my roommate and I will be making well over the means test amount if I start to work now. I was told (or read here I think) that if it is a roommate situation, they take both people's income into account. he is only going to be 8k away from the 51k means test amount for FL, so if I get a job, that would throw us over and then I could not file. I would rather just wait and wait and wait. I havent been sued and I changed my number and the only annoyance I have is the stupid collection letters. I am just afraid the longer I wait, the more hard it will be to get approved for 7 so I'm not forced into a 13. I would also like to start saving money as well and dont want them taking that from me. Thanks again to everyone. I appreciate any and all advice I receive on here.