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    Luxury spending

    In October I went on a trip to Cancun Mexico. While I was there I charged probably $1,000 to my credit card. The trip was purchased back in February. I didn't know that I would be filing until after I go back and relaized I just can't make all my minimum payments. I retined an attorney about 2 weeks ago, however I have not yet payed him fully nor has the case been filed with the courts. I'm concerned that they will deny my bankruptcy because of this. Should I wait to file? Any suggestions?

    #2
    Was any single purchase over $750? I wouldn't worry about it. It has aged pretty well. Did you make any payments on it, or was it deferred?
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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      #3
      None of the purchases were over $750. I have not made any payments since returning. I was instructed by my attorney to stop paying immediately and when the creditors call to give them his info.

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        #4
        Originally posted by NeedBKHelp View Post
        None of the purchases were over $750. I have not made any payments since returning. I was instructed by my attorney to stop paying immediately and when the creditors call to give them his info.
        I would proceed as normal. I think you are just right on in your bk. Be honest as you are and you will fly through. 'Hub

        Merry Christmas
        If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

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          #5
          Thank you so much!!!

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