How could the trustee KNOW??

[pcn]

edit

[uneasy]

Thanks for clarifying that. I don't own much property--some old furniture and a 2001 (paid for) car--and my expenses are just those of an ordinary single person who rents, so that's why I'm concerned.

[coralfang]

Exemptions are property and assests (like furniture, car, ira, etc). Allowable expenses are your bills ( utilities, rent, food, clothes, health related expenses) which is the standards for the means tests.

[uneasy]

Uneasy,
State exemptions apply to you regarless of you being single with no dependents.

I looked at my state's exemptions and allowable expenses and I am probably confusing the two. I took the means test a couple of times playing out a couple of different scenarios, and, because my income is just so unpredictable, don't know if I would pass it.

[coralfang]

Uneasy,
State exemptions apply to you regarless of you being single with no dependents.

[uneasy]

someone asked it - have you checked your state exemptions?

Yup. But because I am single, no dependents, car paid for, and I rent, I just don't have the same obligations that a lot of other people have.

[AngelinaCatHub]

Thanks Hub. I needed to hear that too. I've been doing the red wine all night, and the bathtub is filling up. You sound like a good person.

Thank you. You made my (and Mrs.) evening. You will do fine. I'll keep a personal watch on your posting and progress. GBWY 'Hub

[danaf]

someone asked it - have you checked your state exemptions?

[uneasy]

Thanks Hub. I needed to hear that too. I've been doing the red wine all night, and the bathtub is filling up. You sound like a good person.

[AngelinaCatHub]

Oooops, Dup

[AngelinaCatHub]

thanks angelina I hope time will cure things where I am able too

[justbroke]

I hate, though, when it happens to nice people... like the Cats. The whole thing makes sense to me, but at the same time, it doesn't make any sense.

Just as you, I'd rather educate people on being honest, and just letting "time" correct the honest oversights. I wish there were more things I knew about "timing" things... but we all learn.

[uneasy]

Without research, I don't know your history. However, time will heal a lot of things. If you did somthing in ignorance (that's not stupidity) and let about three months pass, you can explain. So far from what I have seen, the mistakes I have made, I was gifted with some very kind people who don't even really know me. Not all people are ogres. (I DO know a few who are). 'Hub

I don't think I understand about letting 3 months pass. I'm not thinking of filing until Oct. or Nov. so what 3 months are we talking about?

[landofpoor]

Without research, I don't know your history. However, time will heal a lot of things. If you did somthing in ignorance (that's not stupidity) and let about three months pass, you can explain. So far from what I have seen, the mistakes I have made, I was gifted with some very kind people who don't even really know me. Not all people are ogres. (I DO know a few who are). 'Hub

thanks angelina I hope time will cure things where I am able too

[AngelinaCatHub]

So in other words I will never be able to file bk seeing what I have done in the past according to my posts?

Without research, I don't know your history. However, time will heal a lot of things. If you did somthing in ignorance (that's not stupidity) and let about three months pass, you can explain. So far from what I have seen, the mistakes I have made, I was gifted with some very kind people who don't even really know me. Not all people are ogres. (I DO know a few who are). 'Hub