We are trying to convert a 13 to a 7 and surrender one of our vehicles. We tried to file a 7 to start with but we were over the median. We are now below due to cutbacks at dh's work.
So my paperwork is so messed up. First off they have dh's income listed as way lower than it should be and they also didn't take ANYTHING out of it for income tax and we do pay taxes. Then my budget I turned in shows our expenses as being $700 MORE a month than what they have listed. Is there a reason why they used lower numbers on the schedule J then what I gave them?
By my calculations- I used to work posting insurance payments so I feel certain about my math skills and I double checked it with an adding machine- Dh BRINGS home $3896 a month and our expenses every month without the truck note are $3877.72 plus we are below the median income.
However if I have the lawyer fix the schedule I and not the J then it will show way more money left over every month. Are they supposed to fix the J also or are there set numbers that have to be used?
This is the same attorney that filed our Ch 13. Is it too late to get a second opinion?
So my paperwork is so messed up. First off they have dh's income listed as way lower than it should be and they also didn't take ANYTHING out of it for income tax and we do pay taxes. Then my budget I turned in shows our expenses as being $700 MORE a month than what they have listed. Is there a reason why they used lower numbers on the schedule J then what I gave them?
By my calculations- I used to work posting insurance payments so I feel certain about my math skills and I double checked it with an adding machine- Dh BRINGS home $3896 a month and our expenses every month without the truck note are $3877.72 plus we are below the median income.
However if I have the lawyer fix the schedule I and not the J then it will show way more money left over every month. Are they supposed to fix the J also or are there set numbers that have to be used?
This is the same attorney that filed our Ch 13. Is it too late to get a second opinion?


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