Best Buy wants me to re-affirm

[tcreegan]

BB = big bully

Hello all,

Best Buy is infamous for trying to bully people into paying up. 99% of the reports on this forum say BB never comes for the stuff, but 99% of the time BB makes several attempts to bully people into paying up.

pookieny, lots of secured debt besides house and car. Many furniture/appliance stores use secured debt, mechanics and contractors can have liens secured by property.

Saw someone else posting that time to/from bk changed secured debt....huh? Secured debt is secured until paid off or a new (unsecured) contract made.

Tom in Colo

[wnguyen]

Thanks sophia. A sigh of relief

[sophia]

If you ignore them, then what if they file objection?

They can file anything they want, but the monies owed will be included in the discharge. They can't come after you for the money once discharged just after the stuff. If that happens you tell them to come and get and they more than likely wont if it is older worthless stuff. Also if it is no longer in ones possession they are %^iT out of luck.

[wnguyen]

They contacted me through their attorneys Bass and Assoc. My attorney told me to ignore them, I did and haven't heard from them at all. They blanket with letters hoping that some impressionable person will actually re-affirm.

If you ignore them, then what if they file objection?

[sophia]

Hello, since I posted this thread last year my BK has been dismissed and closed.

We never reaffirmed with BB and they have not ever contacted us again nor have they ever contacted our lawyer.

I Just wanted to update the thread since it has been resurrected recently.

[CanBreathe]

They contacted me through their attorneys Bass and Assoc. My attorney told me to ignore them, I did and haven't heard from them at all. They blanket with letters hoping that some impressionable person will actually re-affirm.

[paulkchoi]

Is this lawyer working for you or BB?

[paulkchoi]

I also had BB and they never contacted me. Do not pay them anything, and they cannot repossess things that are no longer in your possession. They would need a search warrant to access your home. They are using scare tactics because it works for some and the rest they write off.

[helpmeout]

Lawyer has informed me they want me to re-affirm, make lump payment or surrender. We used a "hypothetical" lump sum of $600 in their online system to get an idea of what they were looking for and it was turned down.

I would call Best Buy's bluff and ask them to let you know when they plan on coming to pick up the stuff.

[ladyjenn]

I included them in my BK last year and they never approached me to reaffirm and they never showed up at my 341 meeting. I had financed 2 computers and a digital camera and still have them all. In fact, no creditors showed up at my 341 meeting to object for me or any of the many other people there along with me that filed.

We have computers financed through them as well. We bought them roughly 6 months ago. How long before you filed did you buy yours? TIA

[blockhead]

Pretty incredible string here, someone worried about good TV screen. I still use a 20" Sony acquired in 1990.

[catleg]

Sears, back when they ran their own credit operations back in the 90's, got in big trouble with the bankruptcy courts over this kind of stuff (PMSI-we're gonna take your bed/TV/fridge tactics).

Apparently nobody has gotten around to giving Best Buy their beat down yet (and isn't the Best Buy card an HSBC product?).

[pookieny]

I included them in my BK last year and they never approached me to reaffirm and they never showed up at my 341 meeting. I had financed 2 computers and a digital camera and still have them all. In fact, no creditors showed up at my 341 meeting to object for me or any of the many other people there along with me that filed.

[StartingOver08]

Value = zero
Who is going to want a used mattress?

[CreditCretin]

That's kind of what I thought, not sure how much value a two year old mattress would have.