credit card?

[trimguy35]

i got my mail yesterday, and i almost threw it away, and then decided to
open this letter from First National Bank Omaha? it was a "zero balance
statement for your information only", for a credit card i didn't know i had,
i recognized the account number , and i had closed a few cards, a few
years ago, i must have forgot this one! how ironic i just filed thursday!
i havn't got any cards or statements before now from this company!
so now what! do i call my attorney, or just bring the statement to my
341 ? i dont want the card, it has a 23% rate, kinda ironic that i have
probably just now.. have gone into the 60 days red on my credit reports,
are they fishing me so i will use this card too...

[accentone]

From what I understand, if you have a zero balance, you don't add it to your bk because it is not a debt--you don't owe them. If you don't want the card, throw it away. Especially at 23%.

[trimguy35]

thanks for the feedback! i just wasn't sure , i made it this far!i just want
it to go trouble free!