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On Thursday I got served with a notice

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    On Thursday I got served with a notice

    of foreclosure (which I expected sometime so I wasn't that upset) then I get home and a small area of my garage ceiling caved in because of the massive amount of rain we've been getting- even better right? I didn't even know my roof had a leak. Then Chase decides to use my cell phone as their main number to contact even though I have contacted them not to use that number. Did I mention I love this whole process?

    #2
    lovely.

    did you tell chase in writing not to use that number? do you have a record of the letter and when they received it (i.e. certified mail)? if so, you can send them a demand letter based on the fair credit collection act. i think it's $1,000 per violation.
    filed ch7 May 09
    341 june 09
    discharged, closed Aug 09

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      #3
      Originally posted by music12 View Post
      did you tell chase in writing not to use that number? do you have a record of the letter and when they received it (i.e. certified mail)? if so, you can send them a demand letter based on the fair credit collection act. i think it's $1,000 per violation.
      I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

      06/01/06 - Filed Ch 13
      06/28/06 - 341 Meeting
      07/18/06 - Confirmation Hearing - not confirmed, 3 objections
      10/05/06 - Hearing to resolve 2 trustee objections
      01/24/07 - Judge dismisses mortgage company objection
      09/27/07 - Confirmed at last!
      06/10/11 - Trustee confirms all payments made
      08/10/11 - DISCHARGED !

      10/02/11 - CASE CLOSED
      Countdown: 60 months paid, 0 months to go

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        #4
        I believe you can talk to your lawyer who will send them a letter. They are not supposed to contact you after you filed under chapter 7.
        Jonathan Roy

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