Received a summons today for AC breach of contract...

[InDebtNeedHelp]

Thank you.

How you file an answer is procedural and specific to the Jurisdiction under which the complaint was filed. Please know, that in some Jurisdictions, the cost to answer the complaint is $200 (I think that's how much they charge in California). I don't know the charges for Missouri, nor do I know Missouri District Court Procedures.

Hopefully you find someone who can help, or try Legal Aid for your area to see. I wouldn't even begin to guess how an Answer to a Complaint needs to be filed and served in Missouri.

[justbroke]

Yes, I have read this numerous times in several threads. What exactly does it mean, though. How do I file and answer? How do I oppose any motions they file? What exactly does this mean, and how do I do it? THANK YOU!!!

How you file an answer is procedural and specific to the Jurisdiction under which the complaint was filed. Please know, that in some Jurisdictions, the cost to answer the complaint is $200 (I think that's how much they charge in California). I don't know the charges for Missouri, nor do I know Missouri District Court Procedures.

Hopefully you find someone who can help, or try Legal Aid for your area to see. I wouldn't even begin to guess how an Answer to a Complaint needs to be filed and served in Missouri.

[InDebtNeedHelp]

Yes, I have read this numerous times in several threads. What exactly does it mean, though. How do I file and answer? How do I oppose any motions they file? What exactly does this mean, and how do I do it? THANK YOU!!!

try the local legal aid. maybe they'll take your case or at least give you some advice. in any event, you can certainly delay the judgment by filing an answer and opposing any motions they file. you can probably buy at least a couple of months.

[music12]

try the local legal aid. maybe they'll take your case or at least give you some advice. in any event, you can certainly delay the judgment by filing an answer and opposing any motions they file. you can probably buy at least a couple of months.

[InDebtNeedHelp]

I have no money for a lawyer. I rent my house. I owe 64 more months on my car.

Right now, I just need to know how to respond to the summons to but myself more time. I am reading the forums, and people say to answer the summons. I have no idea what this means. I am looking for a link that will answer these questions. Thanks.

Unfortunately, you may need money to do so. (Pun intended)

You have absolutely no money? Are you paying on other unsecured debt (credit cards)? Are you going to be surrendering property like a house or car in the Bankruptcy?

These are pre-planning things that you need to know and are sources of money for filing. Please read some more on the forum and see what others have done in situations where they had no money.

Again, we're happy to answer questions.

[justbroke]

I just need to know how to buy some time.

Unfortunately, you may need money to do so. (Pun intended)

You have absolutely no money? Are you paying on other unsecured debt (credit cards)? Are you going to be surrendering property like a house or car in the Bankruptcy?

These are pre-planning things that you need to know and are sources of money for filing. Please read some more on the forum and see what others have done in situations where they had no money.

Again, we're happy to answer questions.

[klandsb]

I was served the first summons by the sheriff approx 3 wks ago to respond in 20 days. I took my response to the pothontary at the court house. She gave me response forms in case I needed them in the future . (maybe she knew something I didnt .. anyway this past Monday I received some papers back from the original collection thugs and now have an additonal 30 days. So you can buy some time but that seems to go quickly..

[InDebtNeedHelp]

Not enough money for a lawyer. That is not an option. I could sell a few things and come up with $300. I am going to file chapter 7 on my own, for sure. I just need to know how to buy some time.

my advice: get a lawyer. mine was on the expensive side, $2500, and was worth every penny. most range around $1000 to $1,500 (there is a thread on bk fees). it sounds like you have not yet done enough research and right now time does not seem to be on your side, unless you are collection proof (i.e. no money in the bank and no salary to garnish).

[music12]

my advice: get a lawyer. mine was on the expensive side, $2500, and was worth every penny. most range around $1000 to $1,500 (there is a thread on bk fees). it sounds like you have not yet done enough research and right now time does not seem to be on your side, unless you are collection proof (i.e. no money in the bank and no salary to garnish).

[2manybills]

there are regular civil forms there. You will be able to find info on handling a case.

[InDebtNeedHelp]

This is not small claims. Thank you for your work, though. I appreciate it.

I have PM'd and given you a link to the Missouri State Court website. I am in Cali and am not familiar with your Court's rules. If this is a small claims, there is some easy forms on your site.

[2manybills]

I have PM'd and given you a link to the Missouri State Court website. I am in Cali and am not familiar with your Court's rules. If this is a small claims, there is some easy forms on your site.

[InDebtNeedHelp]

What should I answer to the complaint? Can you provide a link to more information?

You can go to the website for your local court and get a form answer to the complaint.

That will give you another 30 to 60 days after that. But I would get your ducks in a row to file, because once they get a judgment, they can attach wages, bank accounts, etc. depending on your State's civil litigation laws.

The summons should have on it how many days you have to file a responsive pleading. That will tell you when your answer has to be filed.

[2manybills]

You can go to the website for your local court and get a form answer to the complaint.

That will give you another 30 to 60 days after that. But I would get your ducks in a row to file, because once they get a judgment, they can attach wages, bank accounts, etc. depending on your State's civil litigation laws.

The summons should have on it how many days you have to file a responsive pleading. That will tell you when your answer has to be filed.

[InDebtNeedHelp]

Thank you. Anyone else have any advice?

You should really go get the NoLo Book on filing Chapter 7 Pro Se. There is a coupon code located somewhere on the board, and your total price for the electronic book (PDF) will cost about $7.00 in total. That's just to start and to get you familiar with the process.

There is all sorts of information on this board as well. Please take your time to get familiar with the process, terms, lingo, procedure and don't try to do this without at least the NoLo book. Once you have that and have learned a few things... come back and ask some questions in the Pro Se forum.