The debtmonster finally had the 341 yesterday! Making you proud!!

[hereforinfo]

Also... what happens if you refuse to give your cars back after the bankruptcy? Has anyone ever done that? Let's say they called you to pick them up and you simply never called them. They can't sue you, right? Because you just went bankrupt on them.

Why don't you try it and find out, then come back and let us know by posting from your cell in the county jail?

[justbroke]

Also... what happens if you refuse to give your cars back after the bankruptcy? Has anyone ever done that? Let's say they called you to pick them up and you simply never called them. They can't sue you, right? Because you just went bankrupt on them.

I haven't done that, but it goes a little like this.

If your case isn't closed, they can file a Motion to Compel Turnover of Property and then you'd be in Contempt of Court if you choose not to follow the order. I don't believe they could re-open a closed case to pursue it in the Bankruptcy Court. They can go to State/local court and get an Order of Replevin to compel turnover.

Suffice it to say that at some point, they will seek a remedy by asking some court of competent jurisdiction, to compel you to turn it over, or face sanctions for contempt.

[debtmonster]

I think I can pretty much predict your future.

Great! Then tell me the exact date I will actually be required to give my cars back.

Also... what happens if you refuse to give your cars back after the bankruptcy? Has anyone ever done that? Let's say they called you to pick them up and you simply never called them. They can't sue you, right? Because you just went bankrupt on them.

[OhioFiler]

i think i can pretty much predict your future.

[music12]

I think I can pretty much predict your future.

fortune teller! please predict mine too!

[hereforinfo]

I think I can pretty much predict your future.

[debtmonster]

Maybe I'm confused but I thought you previously stated your attorney could ensure you could keep your car, not have to give it back and that he has done that lots of times for clients...and that that was one of the reasons why you switched attorneys...Now all of a sudden your attorney kept "one" client in his car for a very long time and now all of a sudden it's due to "different circumstances." What caused the massive change/turnaround here and all the misinformation?

You are mixing up what I said. I switched attorneys because after I gave that other attorney the money, she was more. The total for her was $4500. The total for the new attorney was $3000. The old attorney gave me most of my money back and I used it. The old attorney told me she was swamped and it would take at least 2 months before she would get time to file my paperwork. This new attorney did it lickity split. He just happened to tell me not to worry about the car. The previous attorney told me to give the car back right away. The new one said to keep it and keep driving it and he offered to fight for me to keep it as long as possible.

I told all of you this and then you all came down on me saying that I will have to give the car back. So let's assume you're right. Why am I not permitted to have a contingency plan? And then I have to get grilled here for telling people about having a contingency plan.

All I can do is hope for the best. If this attorney can keep me in my car for a long time after discharge, that will save me a ton.

I am tired of this playing by ear crap. I just wish I knew the future and had all of the facts.

[mom2three09]

I am assuming you don't have lojack or something in the bmw. Most higher end cars have something like lojack installed from the factory.

EEK! Debtmonster, you might want to run out and make sure that bmw is still in your driveway

ETA: It seems that BMW's 2007 and newer automatically come with BMW Assist. I would think they could easily track the cars where abouts via this system EEK!

[backtoschool]

The neighbors have already seen 2 of my previous cars getting repo'd. I really don't care.

The reason they can't find them is because I moved 350 miles away from the address where they think the car is. I'm not worried.

I may have to disable the OnStar in the Saturn so they don't track it.

I am assuming you don't have lojack or something in the bmw. Most higher end cars have something like lojack installed from the factory.

[bf2bf]

...The reason they can't find them is because I moved 350 miles away from the address where they think the car is. I'm not worried.

I may have to disable the OnStar in the Saturn so they don't track it.

Didn't you have to list these car loans on your schedules with your current address so the lenders could be notified of your BK?

[2manybills]

Congrats Debtmonster! welcome to the 60 day club!

[Flamingo]

I am not abandoning it. If it works, it works. You all said that it won't work, so I am trusting you to have more experience in this issue than I am.

The fact is that plan "IS" in my "best interest". But if it doesn't work, then I need a contingency plan. That contingency plan is to either make a cash offer to the bank or go out and try to buy a car from a dealer or at some kind of car auction.

My lawyer was able to keep that one client in his car for a very long time. Maybe his circumstances were different than mine. Who knows? But what if I plan on keeping my car only to get a rude awakening that I really can't? I don't want to be caught with my pants down. You always hope for the best and plan for the worst.

Planning is the key and that's the whole reason why we are all here, right? Let's share plans and help each other with ideas.

Maybe I'm confused but I thought you previously stated your attorney could ensure you could keep your car, not have to give it back and that he has done that lots of times for clients...and that that was one of the reasons why you switched attorneys...Now all of a sudden your attorney kept "one" client in his car for a very long time and now all of a sudden it's due to "different circumstances." What caused the massive change/turnaround here and all the misinformation?

[justbroke]

Miami. Claude Pepper building.

LOL, at a quick glance... I thought you wrote it was the "Daunte CulPepper" building! I could see it being named the Dan Marino building... LOL

[debtmonster]

Which south Florida office was that in the picture? Miami, Lauderdale or WPB

Miami. Claude Pepper building.

[debtmonster]

The neighbors have already seen 2 of my previous cars getting repo'd. I really don't care.

The reason they can't find them is because I moved 350 miles away from the address where they think the car is. I'm not worried.

I may have to disable the OnStar in the Saturn so they don't track it.