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May have to go back to court OMG

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    May have to go back to court OMG

    Well, my 341 was held on Oct. 12, and the trustee said he needed to see my credit card statements. I had thrown everything away, so I had to send off for them and some of the companies wouldn't even talk to me and my lawyer had to ask for them. Long story, we finally got them, sent them off last week to the trustee, and today my lawyer called and said I was on the docket for today. I am to hang around and see if the trustee wants me to appear.
    Lawyer said everything seemed to be ok, but the paralegal for the trustee said they didn't have a record of having received all the docs. He had his paralegal fax them up to the court for the trustee. But the lawyer can't stay and has a another attorney who will call me if I need to be there. I'm a wreck.
    The trustee wanted to see the statements because he wanted to make sure my husband wasn't on any of them. He isn't. I filed by myself. I know the trustee is probably a bit ticked off because he can't touch any of our property, because it is held by the entirety, and in Missouri that means Bankruptcy courts can't touch it.
    Also there is no sign of abuse. So he is trying to find everything he can. Last week the trustee filed a request to have the response period extended to Jan. 12. This is so unfair -- but I guess it just the way it is.
    Anybody think I should be worried?
    Filed Chapter 7, 8/16/05, 341 10/12/05
    Discharged 2/16/06, Case Closed 3/8/06
    FICA Score (Equifax) as of 10/13/06 - 645
    (It was 506 on 10/12/05)

    #2
    That Trustee see's "money available" and he's hunting someone to get his hands on it......
    Good Luck, hope he can't touch it....

    Minny
    Minny

    "It's amazing the paths that our feet sometimes follow in life".

    My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

    Comment


      #3
      That's what I think, but he can't.
      I have told the truth and there is no way he can.
      Filed Chapter 7, 8/16/05, 341 10/12/05
      Discharged 2/16/06, Case Closed 3/8/06
      FICA Score (Equifax) as of 10/13/06 - 645
      (It was 506 on 10/12/05)

      Comment


        #4
        My trustee sure didn't "feel bad" about taking my house over the bad title on it....... So I'm sure yours will beat the path trying to find a way to get his hands on it.

        Means "money in his pocket"........

        Good luck, hope its out of his reach!

        Minny
        Minny

        "It's amazing the paths that our feet sometimes follow in life".

        My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

        Comment


          #5
          Originally posted by Minnymouth
          My trustee sure didn't "feel bad" about taking my house over the bad title on it....... So I'm sure yours will beat the path trying to find a way to get his hands on it.

          Means "money in his pocket"........

          Good luck, hope its out of his reach!

          Minny

          As you said in the past Minny that you're situation is 1 in a million. Hopefully pinktiger isn't the other 1 in a million since 2 million people probably filed.

          Good luck Pinktiger!

          Comment


            #6
            how much does it cost to get the statements for all 12 month in a year?
            Im not an attorney or a trustee. You cant trust me either though!

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            Comment


              #7
              We didn't pay anything.

              Originally posted by bkfiler
              how much does it cost to get the statements for all 12 month in a year?
              If they wouldn't either fax or mail me a statement, my lawyer requested it and they faxed it. But we only needed one. If your lawyer asks for it, it is free, I think.
              Filed Chapter 7, 8/16/05, 341 10/12/05
              Discharged 2/16/06, Case Closed 3/8/06
              FICA Score (Equifax) as of 10/13/06 - 645
              (It was 506 on 10/12/05)

              Comment


                #8
                By the way, I didn't have to go today. Lawyer said if they didn't call me, I didn't have to be there. No call came. Until about an hour ago, I was starting to really be nervous.
                Filed Chapter 7, 8/16/05, 341 10/12/05
                Discharged 2/16/06, Case Closed 3/8/06
                FICA Score (Equifax) as of 10/13/06 - 645
                (It was 506 on 10/12/05)

                Comment


                  #9
                  Hope it all works out in your favor!!!

                  Comment


                    #10
                    Keep us informed!!

                    Comment


                      #11
                      The latest

                      I talked to the law office today and I don't have to go back to court. The paralegal said the trustee should abandon the case; she also agreed that he and his office were both rude and lacked class. So now all I have to do is wait.

                      Filed Chapter 7, 8/16/05, 341 10/12/05
                      Discharged 2/16/06, Case Closed 3/8/06
                      FICA Score (Equifax) as of 10/13/06 - 645
                      (It was 506 on 10/12/05)

                      Comment


                        #12
                        PINKTIGER,

                        I'm so happy for you!!! Sooooo glad their not going to dig up stuff!!!

                        I would hate for ANYONE to have to go thru some of the stuff that I have in the past year. Don't know that I'd even wish if off on a enemy (and that's saying a lot, there, lol)...

                        Hopefully things will go smoothly for you now and soon it will be over and done with.

                        Keep us posted,

                        Best of Luck

                        Minny
                        Minny

                        "It's amazing the paths that our feet sometimes follow in life".

                        My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

                        Comment


                          #13
                          Thanks to all of you for being so supportive! This whole thing has been such a nightmare, hasn't it? Don't you all just wake up sometimes thinking this all has to be a dream?
                          A bad one!
                          Your support and your comments have been wonderfully uplifting, and I thank you.
                          Filed Chapter 7, 8/16/05, 341 10/12/05
                          Discharged 2/16/06, Case Closed 3/8/06
                          FICA Score (Equifax) as of 10/13/06 - 645
                          (It was 506 on 10/12/05)

                          Comment


                            #14
                            Pinktiger,
                            A bad dream, more like a "nightmare" sometimes!!
                            Glad yours only lasted a short time.....

                            Keep us posted,

                            Minny
                            Minny

                            "It's amazing the paths that our feet sometimes follow in life".

                            My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

                            Comment


                              #15
                              No need to really worry trustees generally ask for statments if debt over 100k or you made payments to creditors of more than $600.00 , you have recent acount ie. opened in 05, ror high ones opened in 2004, balance transfers or something else tipped him off as an issue. Our office usually orders the statements for our clients but this takes to get form the companies. All the cases we have had have resulted in a report of no distribution and discharges, Trustee just doing his/he homework.

                              Comment

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