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CC question after filing c7

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    CC question after filing c7

    Hi ,

    As posted on this board i filed chapter 7 last friday ( nov 6) ... just check my credit report ( transunion ) and of the 4 cards listed in c7.. 2 have no updates but the other 2 both from citi have the follwing notes-

    Card 1 remark - Account closed by consumer

    Card 2 remark - Dispute resolved - customer disagrees

    Can any one give clues as to what it means. I never closed the first card and in the second case i did not file a dispute for any charges unless filing c7 is considered a dispute.

    fyi - My credit score took a dive from 776 nov 06 to 703 today (
    FYI - i have been current on the payments till the date of filing.

    Thx in advance
    johny
    Last edited by johny; 11-10-2009, 10:58 AM. Reason: add
    c7 nov 06 2009

    341 - dec 16 2009

    #2
    Don't worry. The cards will update to IIB soon. You have to remember, that credit card companies usually only report to the bureaus about once a month. Wait 30-60 more days before you check again.
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

    Comment


      #3
      ok thx justbroke..post filing jitters i guess )
      c7 nov 06 2009

      341 - dec 16 2009

      Comment


        #4
        Funny thing...I had two Citi cards and they are completely gone from my reports after I discharged...had them for almost ten years and *POOF*
        7-2-2009 Filed
        8-28-09 341 Concluded, no assets
        10-28-09 DISCHARGED/CLOSED!!!!

        Comment

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