We had our 341 today. As expected, our banker showed. This women has no business common sense whatsoever. For those that havent seen my posts previously, we had a business in which we liquidated last week. We have a couple of vehicles that were part of our secured business loan. We tried to work with them to finance them back but they are not interested. During the liquidation, they assumed we would sell the vehicles as well, but being a little smarter than the banker, we kept them. The worst that can happen is having to let them reposses after the automatic stay, which buys us some tiime.
The only concern the banker had was the trucks. I think she thought she ws going to recover them tody. Needless to say, the trustee was not to impressed with her. The trustee advised they can't do anything with the auto stay in place.
After our 341 meeting, we were chatting to our lawyer outside and the trustee came up to us and let us know she wasn't too impressed with the banker. It was very obvious she has a great relationship with our lawyer. She was very friendly with us.
DH started turning red and I thought he was going to passout when he seen the bankers come into the room. We have had one issue after another with the bank and will be so glad when this is over.
This afternoon I went to one of our local credit unions to see if I can get some financing for the vehicles. They are willing to see if they can help us out. I told them straight up about our BK and they advised they work with those with a BK on their rap sheet. Hoping this all works out.
The odd thing I found today during our 341 was the trustee didn't ask anything about our income (if anything changed, etc). She didn't ask anyone about income today. She didn't seemed concerned with our firearms over the exemption or stock options.
Glad this is over with!!!!
The only concern the banker had was the trucks. I think she thought she ws going to recover them tody. Needless to say, the trustee was not to impressed with her. The trustee advised they can't do anything with the auto stay in place.
After our 341 meeting, we were chatting to our lawyer outside and the trustee came up to us and let us know she wasn't too impressed with the banker. It was very obvious she has a great relationship with our lawyer. She was very friendly with us.
DH started turning red and I thought he was going to passout when he seen the bankers come into the room. We have had one issue after another with the bank and will be so glad when this is over.
This afternoon I went to one of our local credit unions to see if I can get some financing for the vehicles. They are willing to see if they can help us out. I told them straight up about our BK and they advised they work with those with a BK on their rap sheet. Hoping this all works out.
The odd thing I found today during our 341 was the trustee didn't ask anything about our income (if anything changed, etc). She didn't ask anyone about income today. She didn't seemed concerned with our firearms over the exemption or stock options.
Glad this is over with!!!!
Bankruptcy Wizard
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