Today's mail yielded a reaffirmation from a creditor, with a lovely letter saying to sign and return or abandon the merchandise. There isn't merchandise...it was a loan taken for an emergency plane ticket, which was the reason put on the loan application, so they know there's nothing to return. I don't have to sign this, right? There's no reason to reaffirm this, as it is unsecured.
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Filed CH7 - 10/13/05;
341 Meetings: 11/28/05, 3/20/06, 12/4/07 (3d time's a charm!)
Converted: 2/15/06 (to CH13), 10/15/07 (Back to CH7)
DISCHARGED: 2/15/08
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Correct!Most of my information is from personal experience or HOURS and HOURS of online research. When you're searching online, keep in mind there is no guarantee that the info is completely up to date, and your situation is unique from anyone else's. Do your homework, and consult with an attorney so you can make an informed decision. -
Thanks...I kinds giggled when I read the letter...I think I'm off to leave a message on someone's voice mail...Filed CH7 - 10/13/05;
341 Meetings: 11/28/05, 3/20/06, 12/4/07 (3d time's a charm!)
Converted: 2/15/06 (to CH13), 10/15/07 (Back to CH7)
DISCHARGED: 2/15/08Comment
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If you have it, mail them the stub, LOL! (Save them the trouble of having to come 'n get it!)Most of my information is from personal experience or HOURS and HOURS of online research. When you're searching online, keep in mind there is no guarantee that the info is completely up to date, and your situation is unique from anyone else's. Do your homework, and consult with an attorney so you can make an informed decision.Comment
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just to be clear and safe i would not mail them back anything even as a joke. it could turn around to bite you and not worth it.
staci is not thinking clearly in the evenings cuz thats when the liquor cabinet gets raided lolIm not an attorney or a trustee. You cant trust me either though!
[x] - Done with 341? Join the 60 Day Club! ___________[x] - Im Discharged! Whoo Hooo!
[x] - Poll: Should I File Pro-Se ____________________[x] - New BK Law: Median Income, Means Testing and Presumptive Abuse
[x] - Zombie Debt Collectors Dig Up Your Old Mistakes _-[x] - Bankruptcy Law Resource
[x] - Need A Fast Answer? Available 24/7!--__________[x] - Dont Be A Hero On Your Budget - You Wont Get An Award!
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Yeah, I wouldn't mail them anything either or call them....... they will figure it out soon enough.......
You said it was a loan for plane tickets, did you put anything down for collateral - vehicle or anything??? Just checking......
Just smile, hang on to the paper till after discharge and go on about your merry way.....
MinnyMinny
"It's amazing the paths that our feet sometimes follow in life".
My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.Comment
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I don't have anything to mail anyway...Originally posted by Minnymouth
There was no colleratal, and I looked at the loan papers to make sure, so I should be ok. I decided not to call either.
Filed CH7 - 10/13/05;
341 Meetings: 11/28/05, 3/20/06, 12/4/07 (3d time's a charm!)
Converted: 2/15/06 (to CH13), 10/15/07 (Back to CH7)
DISCHARGED: 2/15/08Comment
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Originally posted by StaciMM
You could also send them the headphones if you got a set and maybe the complimentary empty beverage can and the empty snack wrapper. LOL
Chances are you flew an airline that is bankrupt too. Maybe the trustee's can fight it out.
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Hey-I thought I was being pretty funny!
Edited to add:Originally posted by bkfiler
The only thing in my cup is diet pepsi, I'll have you know!Last edited by StaciMM; 11-30-2005, 07:12 PM.Most of my information is from personal experience or HOURS and HOURS of online research. When you're searching online, keep in mind there is no guarantee that the info is completely up to date, and your situation is unique from anyone else's. Do your homework, and consult with an attorney so you can make an informed decision.Comment
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Originally posted by StaciMM
Sorry to hear. LOL
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Hey - Its Wed. Gotta work in the morning.
Off topic (like I wasn't already, LOL) but I got in trouble on Mon. night for playing a computer game: Sims 2. My son - he's 7 by the way - asked me: Do you think you should be playing on the computer tonight? (I sometimes feel like he is a little adult.)Most of my information is from personal experience or HOURS and HOURS of online research. When you're searching online, keep in mind there is no guarantee that the info is completely up to date, and your situation is unique from anyone else's. Do your homework, and consult with an attorney so you can make an informed decision.Comment
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