Proof of Claim

[bdg724]

Yesterday was the last day to file a proof of claim on my chapter 7 BK. Well lo and behold this morning I get a notice from Pacer that one has been filed. It was filed by Apple Credit (attorney on their behalf) for an unsecured credit card in the amount of $1790.00. I already had my 341 hearing and my case is a no asset case. Why would they file a proof of claim? I was under the impression that most creditors only did that when it was an asset case. I just don't understand what they want from me? I haven't been able to pay them for over a year the original debt was only $750 so that should tell you something! This is so stressful Anybody else have similar experiences?

[JoeBankrupt33]

Some creditors file a proof of claim no matter what. It is nothing to worry about.

[frogger]

Some creditors file a proof of claim no matter what. It is nothing to worry about.

Correct. For some, it's a normal part of doing business to file a proof of claim.

[bdg724]

Thank you both for the feedback. That eases my mind alot. This process is not easy!

[justbroke]

A claim in a "no asset" case has about as much usefulness as a three-legged cat.

[frogger]

A claim in a "no asset" case has about as much usefulness as a three-legged cat.

Don't be talking about my cat.

[whipster1]

That was filed so apple's attorney can send them a bill. Absolutely no other reason.