Happiness is...

[readytofile]

Finding my ziploc baggie full of the old credit cards and happily cutting up each and every one

[c24h44o22]

[liz417]

Lol!!

[LSUTiger32]

Nice! I let my kids shred each and every one of them. I also made them say "CREDIT CARDS STINK!" before doing each one. Hopefully they got the point.

[NewDawn]

Yes, we plan on actually framing our ziploc bag of shredded credit cards! It actually was a liberating moment.

[Michigan1951]

It is liberating for sure, but lots of people here are taking on cc debt all over again, or at least using the excuse to have one to build up credit scores again.

It all does depend on each person though, I know that. Personally, it is way too soon to start playing with fire (cc's again).

The liberating thing for me now is viewing NEED over WANT, and saving up for the NEEDS, and walking away from WANTS. The credit card companies WANT us to WANT so they get their claws in our backs.

[LSUTiger32]

It is liberating for sure, but lots of people here are taking on cc debt all over again, or at least using the excuse to have one to build up credit scores again.

It all does depend on each person though, I know that. Personally, it is way too soon to start playing with fire (cc's again).

The liberating thing for me now is viewing NEED over WANT, and saving up for the NEEDS, and walking away from WANTS. The credit card companies WANT us to WANT so they get their claws in our backs.

Could not agree more, but each person has to deal with this in their own way. Some people can't make the change over to cash and some people don't want to. I know this experience has changed me forever, and I won't go back to doing the things that got me in this predicament.

[readytofile]

It is liberating for sure, but lots of people here are taking on cc debt all over again, or at least using the excuse to have one to build up credit scores again.

It all does depend on each person though, I know that. Personally, it is way too soon to start playing with fire (cc's again).

The liberating thing for me now is viewing NEED over WANT, and saving up for the NEEDS, and walking away from WANTS. The credit card companies WANT us to WANT so they get their claws in our backs.

I know. While I've been tempted to get an *emergency* card, I can't bring myself to just jump back into debt. I think it can be an addiction, especially an addiction to having whatever you want and so it's a good idea to step away from the credit cards and at least give it a break for a while so you can learn to live on cash.