161k unsecured.
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over 500K.Comment
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$125,000 Unsecured
$172,000 Secured
$25,000 Taxes - $15,000 dis-chargeableComment
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Secured: $4,325 reaffirmed
Unsecured priority: $1530 tax
Unsecured priorty: $43,000 educational loans
Unsecured: $72,000Comment
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Secured - $1.01 million (two first mortgages, car)
Unsecured - $83k (second mortgage)
Unsecured - $92k (credit cards)Comment
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credit - $112,000
medical - $8,800
house 1st - $85,000
house 2nd - $25,000
car - $7,500Filed BK 7 no asset - 03/16/2010
341 meeting - 05/18/2010
Discharged - 08/12/2010
Comment
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approx. $220K in CC and unsecured personal loans.Comment
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Lots considering my income.
Around 23k unsecured.
59k on house..keeping that.Comment
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31k to CCs
71k for a house and car, keeping both
The CCs were just out of control, at 29% interest we couldn't pay them down no matter how hard we tried. Our house and car payments are very very reasonable and we'll be able to live on one income if we had to. Fresh start!attorney consult and decided to file, 02/15/2010
no-asset Chapter 7 filed, 03/11/2010
341, 05/10/2010
discharged, 07/13/2010Comment
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Gotta love that 29.99% interest. Most of mine did that. Most of them because I was simple one day late.Comment
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We were never late and they still did it. Never over the limits either. I sleep just fine at night, don't know how the CCC do.attorney consult and decided to file, 02/15/2010
no-asset Chapter 7 filed, 03/11/2010
341, 05/10/2010
discharged, 07/13/2010Comment
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Unsecured ~ 25,000
Secured (reaffirming)~ 4,800
Secured (walking away) ~ 430,000 (with fees and arrears)
Dental ~ 2,000 (will pay)
Student Loans ~ 10,000 (will pay)
401K loan ~ 5,000 (will pay ourselves back)
Total Debt ~ 476,800
We owe more than 4 times our income. Ouch !~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Contacted Lawyer October 2009~Filled out Chapter 7 Petition January 2010 ~Credit Counseling Jan 2010
Have yet to file Chapter 7Comment
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75K credit cards
25K car loan (surrendered)
208K mortgage (surrendered, underwater 60K)
52K HELOC
60K student loans (of course we still have these)
and just for good measure I threw in the $400 we owed DirecTV that I was tired of arguing with them about, LOL.
We now have the student loans and 12K owed to my father in law, he bought us a car when we had our van repoed last summer. Feels good!!!
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55K Mortgage (reaffirmed)
1500 Auto (reaffirmed)
72K credit cards (discharged)Filed 12/08/09
341 1/07/10
Discharged 3/23/10
Closed 3/29/10Comment
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140K Unsecured CC (discharged)
112K Secured second (discharged)
550K Secured first loan (Discharged)
House is worth 500K now stopped making payments.Comment
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