They froze my account!!!

[knattagh]

I just filed for Chapter 7 last week and without notice I come to find out the trustee has frozem my checking and savings accounts with Wells Fargo! Why would they do this?

[jdcat]

It wasn't the trustee. Wells Fargo is famous for doing this.

[knattagh]

Do I need to call Wells Fargo?

[music12]

you (or your attorney) need to call the trustee and ask them to tell WF to release the money in your account back to you (assuming it was exempted)

[justbroke]

Wells Fargo actually got in trouble in California for doing this. You should work with your Trustee to demand that they unfreeze the account. Your attorney may want to proceed with a Motion for Violation of Automatic Stay and Contempt to "motivate" them.

[sofargone]

Did they have a judgement against you or did they just freeze it without suing you?

[justbroke]

Did they have a judgement against you or did they just freeze it without suing you?

Even if they had a judgment, freezing the account post-petition (after filing) is a violation of the automatic stay. They must have some cause to do so, and must immediately seek a Motion for Relief from Stay or some other motion to get permission to continue to exercise control over property of the estate or to affect any sort of right of offset.

See the thread here (http://www.bkforum.com/showthread.php?t=59032)