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good read! thanks!8/4/2008
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Funny. #8 is what I did when I finally returned state-side permanently. But good article, helps keep things in perspective.Stopped paying: 08/10, Filed CH7: 08/27/10 , 341 & No Asset Report: 10/6/10, Last day to object: 12/06/10, Discharged: 12/07/10, Closed: 12/08/10
AHEM.....NOT AN ATTORNEY, NOT ADVICE, ETC, ETCComment
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glad I can help, I think it gives us all some hope and understanding.Comment
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I love #8- A friend and I are both filing for BK7 this month and we have kept each others spirits up by joking about moving to Bali and leaving it all behind.I am not an attorney. I am just a fellow passenger on a sinking ship. Anything posted above is my opinion or best guess, and nothing more.Comment
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I actually was the opposite. I was stationed overseas and was having to use local, non-US based financial services....at close to 34% APR for prime cc's, almost 73% for subprime cc's. Dumped them when I relocated here!Originally posted by Maine View Post
Stopped paying: 08/10, Filed CH7: 08/27/10 , 341 & No Asset Report: 10/6/10, Last day to object: 12/06/10, Discharged: 12/07/10, Closed: 12/08/10
AHEM.....NOT AN ATTORNEY, NOT ADVICE, ETC, ETCComment
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Looking at my current credit-mess, I'd say filing for BK is going to improve my credit.
Filed CH7 9/24/2010, 341 on 10/28/2010, Disch.&Closed: 1/6/2011. FICO EX: 9/2: 672.
FICO EQ: pre-filing: 573, After BK Public Record: 568, 10/3: 673.
FICO TU: pre-filing: 589, After BK Public Record: 563, 9/2: 706.Comment
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Great article. I like how it said that a person with a bk can raise their score after two years, but I also like #4-you won't need them unless buying a car, house or getting a job or credit. A good credit score isn't everything! Thanks for passing on the article.Filed Chapter 7 on July 30, 2010
341 scheduled for August 26, 2010 - Done!
- Report of No Distribution 
Discharged!!! - November 15, 2010Comment
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This is a good article and because our credit scores suck right now due to job loss, I don't see how the hubby will ever be able to get another job if a potential company keeps looking at credit scores...
its an evil cycle --- you lose your job ---your credit score pluments --- can't get a new job because of bad credit scoreChapter 7 filed 11/4/10 ---- 341 Meeting 12/1/10 ---- Discharge 1/31/2011.Comment
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