CC with Son's name

[Flamingo]

Your right hindsight is 20/20. I never used it until we went on vacation and capital one chose that exact time to cut my limit from $15000 to $3400 without my knowledge. So I used that card because it was the only one I had with me and it just escalated from there. I think most of us are familiar with these problems.

I would be fine with just paying it but my attorney seemed to think it was no big deal. I'm still not convinced it will be included since it doesn't show up on my credit report and even though Chase is listed on my matrix, it isn't associated with an account number and apparently not with my social. I hope it just continues to exist and I can pay it off after a year or so and be done with it.

The reason it is not appearing on your crediit report is what I stated in my initial posting - your son has an SS#; obtain his credit reports and I'll betcha it's showing on there. In any event, you had better check before you include that in your BK because if it is associated with his SS#, you have a HUGE can of worms...I hope all works out for you but check your son's credit reports...