Where I am now

[mikeyisbroke]

Hi Everyone,

I wanted to share where I am now - it was fine folks on this forum that helped me have the strength and courage to file and the support I received during all phases of my BK was just unimaginable.

Here's a quick timeline:

Jan 2010 I was laid off from my job
April 2010 Stopped paying CC's and retained attorney
July 2010 Filed Ch 7
Aug 2010 341
Nov 2010 discharged

And one year later:

Have a very well paying job about to start - BK was not an issue in the background check

Received a post-BK unsecured Credit Card - $300 limit and crappy APR and annual fee; but it's a step to rebuilding my credit score.

I've also learned how to live strictly on a cash-only basis and still put money in my savings. I had to make some lifestyle sacrifices, but in the end it is going to make me a much happier, productive person.

Thank you again to everyone here for their wisdom and knowledge that they shared.

Been doing the hamster dance daily!

[mommi2many]

Thanks for sharing your story. That is awesome!

[debee]

I agree. It's inspiring to hear how well you are doing post-bk.

[pikaroth]

Awesome! I know this gets said a lot, but it's so true: I'm very happy for you! Everyone here, including you with this post, is an inspiration to others.

[tobee43]

mikeyisbroke....GREAT tale to be told and congrats on your new life and your new job!!!