Average Costs of BK Ch7

[debtfree76]

I met with a lawyer today and I was charged $2174 for my $20k CREDIT CARD ONLY debt.

Is it me or is that steep?

How much is the average costs for BK?

[mom2crazies]

The bankuptcy itself is around $300. The variable are the fees that your attorney charges. I paid $1,500 total, ($1200 for attorney fees) for our chapter 7 (will pay more if it's converted to a 13). I think you also have to look at the cost according to where you live. I am sure it is cheaper for me to file than it is for someone in CA. Did you check out other law firms, first?

[carlsbadmike]

I paid $1500 total in Missouri.

[debtfree76]

I am looking at other attorneys. The attorney fee was 1800. I 'm not paying that amount. My max was $1500 to pay for everything.

I live in Chicago (well one of the burbs) so I have to see who is cheaper.

The bankuptcy itself is around $300. The variable are the fees that your attorney charges. I paid $1,500 total, ($1200 for attorney fees) for our chapter 7 (will pay more if it's converted to a 13). I think you also have to look at the cost according to where you live. I am sure it is cheaper for me to file than it is for someone in CA. Did you check out other law firms, first?

[daylate]

Just remember a few things-sometimes you get what you pay for;sometimes not-my guess if the total included the 299 for filing and cost of a credit report and being in Chicago area doesn't seem totally out of whack. Best advice find an attorney you are comfortable with;also make sure you understand what the fee covers-some just help you file and most, things after are extra. So don't be swayed by a couple hundred if you can afford it. In hte long run quality will trump cost.

[FlyFish7]

I paid approx. $1,500 in Virginia in 2003.

[Jacey]

I paid a total of $1,500 in AR, so $1,200 went to the attorney. So far he's not earned it!

[debtfree76]

I agree and I thought about that as well. Yes the total included the 299 and 75 credit report pull. His fee was 1800, which I found steep. He was going to do the entire process, etc.

I did speak to another attorney, who does everything and his fee is only $1000 (minus fees) so I'm still thinking about it.

Just remember a few things-sometimes you get what you pay for;sometimes not-my guess if the total included the 299 for filing and cost of a credit report and being in Chicago area doesn't seem totally out of whack. Best advice find an attorney you are comfortable with;also make sure you understand what the fee covers-some just help you file and most, things after are extra. So don't be swayed by a couple hundred if you can afford it. In hte long run quality will trump cost.

[ScaredINMich]

We were told $1400-$1800

[discouraged]

You might even want a third opinion. I Chose the 2nd one I saw because he seemed really in tune with my needs. Only went down $50 - $1700 & 50 for a credit report. The 1st one wanted $1800 and didn't mention a credit report so it may have been included. But I felt that company was a bk mill. The one I chose is going to try to get the filing fee waived due to my circumstances (unemployed for 2 years with only a couple of temp jobs). He didn't promise it would happen but didn't waant me paying for it just to return it to me if he could make it happen.

I also felt very comfortable with him and his 'crew'. Everyone was really nice. The first one, the receptionist was snotty, I was kept waiting 45 min - got there early and then he was late, he yawned in the middle of my story and was perturbed I hadn't brought the title for my car, of all things. I felt like a loser by the time I left there, and he wanted 1800 plus filing fee. I found him (the 2nd one - not thne first) when I went to the bk lawyer directory at the top of the page.

[df04527]

we were 1899 in fla (1500 plus filing fee)

[oregonpilot]

$1895. here

[PHXDWTN]

Paid $2000 but I don't recall if that was with or without the court filing fee in Arizona.

[Tman]

$1225 total in Ohio

[msm859]

$995 + fees in CA. Was a bankruptcy mill never personally saw attorney -- however, I was okay with that, got my discharge!