Is this normal

[Rozi]

So I went to my laywers office over the weekend to sign the final papers and turn in my fee. While I was signing my papers my hands started shaking and I started crying. I couldn't finish signing the papers and the lawyer told me to take some time to think about what I was doing and come back at another time. Halfway through the day it hits me that I need to get this over with and sign the papers and start my life over. Has anyone else experienced this? The first time I filed bankruptcy I was 21 and jobless and happy that I could start over. Now I am 31 and scared as crap to start over. Especially since I am just filing because I can' afford my car note anymore. Should I talk to a therepist? LOL

[buzzstpoint]

You have anxiety and possibly feeling like you are failing by declaring bankruptcy. I've avoided BK for about a year till I finally realized that instead of thinking that BK is a failier.. Think of it as a business decision. Someone told me.. Look at Donald Trump.. Multi-millionaire... declared BK multiple times. And still a multi-millionaire.

Sure it will be tough, but we'll get used to it..

[lillymarlene]

For what its worth, when I finally had to sign the papers last Fall, I was sick to my stomach for about a week. Then about the same time I also found out I have COPD. What a year! :-) Sometimes while going through the start of the bk process, I wasn't sure if it was my emphysema or an anxiety attack.

But as other posters have said, the best way to get through it, is to realize it's a business decision. For the most part, I'm happy that I filed chapter 13, it sure beats a lot of the alternatives.