Has anyone reaffirmed their mortgage and then requested a mortgage modification after being discharged from a BK7?
Any info would be helpful.
Thanks
PG
Any info would be helpful.
Thanks
PG
-
Filed Chapter 7: Nov 2012, Discharged Feb 2013, Closed May 2014
Post-Discharge:EQ: 665, EX: 716, TU: 674 (All Fakos)
Current FICO Scores (1/1/15): Ex: 706, TU: 690, EQ: 676 -
I would not do those two things. In fact, I would not reaffirm a mortgage at all. I both discharged my mortgage AND modified my mortgage during my Chapter 7. In your particular case, you should NEVER reaffirm thinking that you could get a modification or otherwise make the loan work. If it's a bad (high interest) loan or you have no equity, then you should really not reaffirm the mortgage.Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
Visit My BKForum Blog: justbroke's Blog
Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.
Bankruptcy Wizard
Comment