aghhhhhh. I'm so nervous. I hope to come back and say it was 5 minutes of nothing. but.... i always pick the longest lines; i have that kind of luck. I'm worried only about one of the creditors but the lawyer says it's a non issue and they would not show up. I'll let you know. Keep your fingers crossed for me. Thanks!
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Hope everything goes great for you. -
Good Luck and try to stay calm.sigpicPersevere: "To continue a course of action, in spite of difficulty, opposition or discouragement."
Chapter 13: Discharged 03/15/2010. Closed 05/19/2010::yahoo::yahoo::yahoo::yahoo::yahoo:Comment
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Good luck and report back!Comment
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I'm back from my mtg. The trustee was running a little behind. I met my lawyer there a few minutes early. I got to listen to a complicated case with lots of questions, then there were a few no-shows (are you kididng me? you don't show for the 341??) and then one pro se who had a creditor show up on her (it was like a rent to own place; she had furniture that they wanted)then two simple cases in front of me. All the same questions that someone posted on this site on a sticky. NOthing unusual, he was nice, he just took notes. No creditors showed up. My lawyer sd he may ask me more questions b/c of the amt of my debt (116k), but he didn't. Just the usual questions and then we were done. he sd good luck. There were maybe 10 people in the room. Very stress free.
So I guess now I reaffirm things that I want to and then wait 60 days for the CC companies to object.Comment
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Great to hear your 341 meeting went well, GNS!! Thanks for sharing your experience with us.Originally posted by gettingnewstartI am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to goComment
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glad to hear all is well gns! Now just sit back and wait about 60 days and hopefully you will be home free!
Filed: 08/09/06
341: 09/18/06
Discharged: 11/22/06
Closed 11/30/06Comment
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Originally posted by miss puffglad to hear all is well gns! Now just sit back and wait about 60 days and hopefully you will be home free!
Whats the 60 day wait for? I thought after 341 your done......
can the cc people object and you get turned down for BK?Thanks,
Chris
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Hey ICEHOUSE,
Yes, the CCC's can object to the discharge of a debt owed.
60-Day Waiting Period:
After the Creditors Meeting, there is a 60-day period during which time creditors can file claims if they believe you have non-exempt assets and during which creditors may object to being discharged provided they have legal grounds. Grounds for objection to discharge include the fraud, student loans, alimony and support obligations etc.Bankruptcy History:
Chapter 7 filed - 10/12/2005 - Asset
Discharged - 02/16/2006
Case Closed - 11/08/2007
A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain ~ Mark Twain
All suggestions are based on personal experience and research and SHOULD NOT be construed as legal advice as I am NOT an attorney. Always consult with competent counsel in your area with regards to your particular situation.Comment
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My period for objection oddly was extended beyond my discharge, in fact four months beyond. Bass, that is a long wait, did you have complications? Ice, the 341 is preliminary, the Trustee work begins after that meeting."You once asked me for advice. You want some now? Never pass up a good thing." Lieutenant Jean Rasczak, Starship Troopers
Join the Mobile Infantry and save the world. Service guarantees citizenship.Comment
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robivi3,
I didn't wait long. My 341 was on Dec.12, 2005 (took that date out of my signature). It was 64 days after my 341 when I saw the discharge on PACER.
Nope, not a single thing went wrong with our case.
Still waiting on closing though. I wish that would happen already. The only asset was $675 of my income tax reund. Sent that to the trustee a few months ago.Last edited by BassBoy; 08-15-2006, 08:44 AM.Bankruptcy History:
Chapter 7 filed - 10/12/2005 - Asset
Discharged - 02/16/2006
Case Closed - 11/08/2007
A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain ~ Mark Twain
All suggestions are based on personal experience and research and SHOULD NOT be construed as legal advice as I am NOT an attorney. Always consult with competent counsel in your area with regards to your particular situation.Comment
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Glad to hear your 341 meeting went good.
I too had my 341 meeting this morning and was very nervous. I could not stand it. But it went GREAT!!! I was very pleased with everything including my lawyer.
I am Very Happy with the way things turned out for me!Filed Chapter 7 (due to Lawsuit) - 7/11/2006
341 Meeting (went GREAT!!): 8/17/2006
Pending Discharge:10/23/2006
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Warning period..
ok, what if one or more compaines object, does that mean your caseOriginally posted by BassBoy
is over and dismissed, or does that continue into an investigational stage..?Comment
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Your case heads into an investigational stage.Originally posted by dscurlockI am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to goComment
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