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BK Discharged. Is CA violating?

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    BK Discharged. Is CA violating?

    Hi, my Ch 7 (no asset) was discharged in September 2007. I checked my CR recently, and there is an open collection account for $200 there (with 11/2007 date). This is for an unpaid camera ticket, which was not mine (but my car was photographed) and I thought it was taken care of. So the question is, since the ticket was originally issued in 11/2006 and can be claimed as discharged through BK, is CA that reports to CRAs violating? And how do I go about getting them delete this line?

    Thank you
    Last edited by risha; 01-17-2008, 10:32 AM.

    #2
    Originally posted by risha View Post
    Hi, my Ch 7 (no asset) was discharged in September 2007. I checked my CR recently, and there is an open collection account for $200 there (with 11/2007 date). This is for an unpaid camera ticket, which was not mine (but my car was photographed) and I thought it was taken care of. So the question is, since the ticket was originally issued in 11/2006 and can be claimed as discharged through BK, is CA that reports to CRAs violating? And how do I go about getting them delete this line?

    Thank you
    Traffic Tickets are not dischargable. You should have went to court and fought it if it wasnt you.
    *Filed Chp 7 bk 11/13/07 PRO SE :yahoo::yahoo:[x]
    *Last day to Objection 02/19/2008 :yahoo: [x]
    *DISCHARGED 2/25/08!!:cry::yahoo: CLOSED 2/29/08
    TransUnion 538 Experian 519 Equifax 531

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