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When does "no payment" show up on your credit report?

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    When does "no payment" show up on your credit report?

    I just looked at my current credit report and was amazed that everybody reported we were current on our loans. We are 2 months late. When should we see the reporting change?
    Golden Jubilee was a year-long celebration held every 50 years in which all bondmen were freed, mortgaged lands were restored to the original owners, and land was left fallow: Lev. 25:8-17

    #2
    Everyone is different. Ours started reporting about 90 days out and backdated the prior 2 months as 30 days late and 60 days late.
    Filed!!04/23/2008[X] 341 5/27/2008[X]Converted to asset case 5/26/2008 [X]
    DISCHARGE 08/12/2008[X]
    Converted to NO Asset case 12/15/2008[X]
    Closed 12/16/2008 [X]:yahoo::yahoo::yahoo:

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      #3
      it'll probably hit any day now. Creditors only report when you are MORE than 30 days late...then it has to filter through their files and such...it typically takes about 2-3 months.

      You typically have to be 30 days late, then 30 days for that for them to send it...But every creditor is different.
      Oct 9, 2007 - Filed my Chapter 13! Scores: 527/509/528
      Jan 1, 2009 - Sent in my last payment! Scores: 635/628/585!
      Feb 11, 2009 - DISCHARGED & CLOSED!
      I AM NOT A LAWYER. ANYTHING I SAY IS NOT LEGAL ADVICE.

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