I just looked at my current credit report and was amazed that everybody reported we were current on our loans. We are 2 months late. When should we see the reporting change?
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When does "no payment" show up on your credit report?
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Everyone is different. Ours started reporting about 90 days out and backdated the prior 2 months as 30 days late and 60 days late.Filed!!04/23/2008[X] 341 5/27/2008[X]
Converted to asset case 5/26/2008 [X]
DISCHARGE 08/12/2008[X]

Converted to NO Asset case 12/15/2008[X]
Closed 12/16/2008 [X]:yahoo::yahoo::yahoo:
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it'll probably hit any day now. Creditors only report when you are MORE than 30 days late...then it has to filter through their files and such...it typically takes about 2-3 months.
You typically have to be 30 days late, then 30 days for that for them to send it...But every creditor is different.Oct 9, 2007 - Filed my Chapter 13!
Scores: 527/509/528
Jan 1, 2009 - Sent in my last payment! Scores: 635/628/585!
Feb 11, 2009 - DISCHARGED & CLOSED!
I AM NOT A LAWYER. ANYTHING I SAY IS NOT LEGAL ADVICE.
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