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Collectors blocking there number

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  • justbroke
    replied
    It's hard to prove, but if you do legwork, you can file with the USDC (U.S. District Court) for an FDCPA violation (at about $1,000 per incident). Most people find it too much trouble to go through. That's why these companies keep getting away with it.

    If you want to build a case, start recording the date and time, the company name (ask when they answer), and "number" ("blocked", "unavailable", or otherwise) and file a case with the USDC if you're so inclined. Unless you live in a major city that has a USDC "Division" there, it may be a pain to do so, and hence why this still keeps occurring.

    I'm all for people standing up for their rights. I have never filed such a complaint before myself. I guess it's because I don't have the time to deal with it.

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  • rooster0330
    replied
    Originally posted by justbroke View Post
    That's actually an FDCPA violation. They are no longer allowed to "block" phone numbers or even "spoof" numbers. Was this to your cell phone or home phone?


    These have been to my home number and my cell number!!! I told one today you cannot block your number, and she said I have no idea what you are talking about!

    Is there really an recourse? Except to tell them.....Its just annoying, because I try to answer, and I know that these blocked numbers are collections, but at lease I know who they are before I pick up...

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  • flyinbroke
    replied
    In my state, it is against the law for even the OC to do this. Doesn't stop them though.

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  • justbroke
    replied
    That's actually an FDCPA violation. They are no longer allowed to "block" phone numbers or even "spoof" numbers. Was this to your cell phone or home phone?

    Leave a comment:


  • rooster0330
    started a topic Collectors blocking there number

    Collectors blocking there number

    Are they allowed to call as "unknown" or "blocked", I thought they had to display there number. I have received a couple of calls like this and it turned out to be CA. I live in New Jersey

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