Curious-Who has most CC debt?

[merime]

I was wondering if anyone could top my $100,000 and mothers $89,000 in CC debt. Just curious to see how many of us are out there. Thaks.

[LoadedGuns]

Got you beat. BK'ed 109K in unsecured debt in 2005.

[blockhead]

280K but some was business

[tobee43]

beat you again...the exact amount......drum roll PLEASE....272,000

now....i usually just round off with 200k....but off the petition that's the amount...it's ALL MEDICAL expenses charged on our cards.......NOT a ONE luxury item....except ice cream...and that was ONLY once swear!

[treehugger1]

I have not declared BK (note I have been a member of this board for 4 years), but my unsecured debt is now sitting at $102K (original was ~75K.) Student loans are now sitting at $118K (original ~$75K) with default and final collection costs added on prior to current 15% garnishment.

Still thankful I didn't have any real assets with secured debt to worry about. Even with $102K (and growing) in unsecured debt, life is quite stable now. I have judgments for about $18K of this, but only one law firm bothering to garnish. Big deal. Yawn.

[ccsjoe]

Not gonna beat anybody with my numbers, but close to 100K combined unsecured/unsecured priority

[ryan]

Man am I a piker!....just about $55,000 CC... plus 1st and 2nd mortgage.

[BrokeIn2010]

Combined debt: ~16K, Unsecured Credit Cards, ~9k

[Freddy03]

dup post

[Freddy03]

I have not declared BK (note I have been a member of this board for 4 years), but my unsecured debt is now sitting at $102K (original was ~75K.) Student loans are now sitting at $118K (original ~$75K) with default and final collection costs added on prior to current 15% garnishment.

Still thankful I didn't have any real assets with secured debt to worry about. Even with $102K (and growing) in unsecured debt, life is quite stable now. I have judgments for about $18K of this, but only one law firm bothering to garnish. Big deal. Yawn.

what is your secret for the dodging the judgments?

I have about 45K worth of cc and currently facing wage garnishment on 6K with 2 other cc lawsuits pending (11K and 3k)....lol

[treehugger1]

No secret. I'm not even trying to dodge the judgments. For whatever reason, only one judgment creditor's attorney (1 out of 3) is garnishing the 10% left after the student loan garnishment.

I have filed declarations of my exemptions and exempt wages. I don't know if this makes a difference. I send copies of these declarations to the attorney who sued me.

I've paid off several judgments already. These amounts were not included in my $102K posted above. I think these judgments add to an additional $15K or so.

[tobee43]

actually...LOL!! i'm not really thinking this is a contest i want to win???

[merime]

Hey, Thanks everyone. I have to wonder how this all happened. Imean $100,000 in CCdebt. What did I buy. My husband gave me like a $100 a week for 3 kids -all living expenses. I know he has a good job and wealthy parents-why does he not ask for help. I guess charging groceries, clothes, classes , school, clothes for 17 yrs can add up quickly. Ok, I did have some luxury purchases. Thanks everyone!!

[BigJohn]

We did over $100,000 in Credit Card debt.

[merime]

Thank you! I have no idea how I got so bad. Actually I do, forced to live on credit. I just hope to dig myself out somehow. Thank you for not making me feel so alone!