top Ad Widget

Collapse

Announcement

Collapse
No announcement yet.

what can a bank see

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

    what can a bank see

    Hi just curious if a bank can get private utility payment records when going for a house loan? Assuming you were a few months late and it was not reported on your credit. I then made payment arrangements to pay off the balance due.

    Thanks

    #2
    When you fill out a credit application, there is language where you give the potential lender authorization to obtain finanicial information about you. Read that language to see if it seems broad enough to include getting information from your utilities. Even if the authorization allows them to get the information, I suspect they would ask you for copies of your utility account statments and payment records if they want it.
    LadyInTheRed is in the black!
    Filed Chap 13 April 2010. Discharged May 2015.
    $143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!

    Comment


      #3
      I don't think they have access to that information unless it is reported on your credit report.
      Chapter 7, above median, no asset. Discharged with no UST involvement.

      Comment

      bottom Ad Widget

      Collapse
      Working...
      X