I thought about that too wonkette, what am I going to do with all my 'stuff'.I'm going to try to either donate it or have a yard sale when the time comes. But I'm still keeping my house clean and will till I move out, would never purposely trash a place.
I feel better about staying here for 'free' since it's better than leaving a vacant home to fall into disrepair or worse!
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Hi plantlover, I'm still in my home; foreclosure proceedings have begun and I could stay here for at least 6 more months if I wanted to. BUT. I am moving out in a month or two because I like having things "settled." It's worth it to me to have a plan and a timeline that I set. I plan on only taking the things I want, trying to sell the others while the foreclosure drones on and, if they don't sell, leaving them for the bank to take care of. At first I felt bad about that, but then I read about people making money with their "trash out" businesses on foreclosed homes, so I figure I'm giving some people an honest day's work by leaving my stuff behind.
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I moved out right before I defaulted. That was one year ago. Now I'm sorry I didn't stay. There's still no auction date and I could have saved so much money in the meantime... but I panicked. Oh well.
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Wow, no notice of default yet? We got ours three or four months after we quit paying the mortgage and the trustee sale notice was sent the following month. But, then the trustee sale has been postponed twice now.
I never thought of a person still living in their home and not paying their mortgage as a "thief," but now that you bring that up, I'd say it's more in the neighborhood of squatting. HOWEVER, I think that is a good thing as long as you're taking care of the house. Nothing worse than moving out and having someone trash the place.
We found a new residence immediately after deciding to duck out on our payments and it's going on 10 months now since the house was vacated. Our house was nice and originally was over $500,000. Now the yard is a disaster and a few of the trees have been destroyed due to weather. Also, there are rats in the garden house! BLECH!
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HI justbroke, No I haven't received anything but a statement from countrywide with late fees and it saying they have the right to default my loan. Guess they're still hoping I'll pay up! The whole thing is very unsettling!Originally posted by justbroke View PostHave you even received a notice of default yet?
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We are in MO. Filed Oct. 31. current on all. Nov. 1 missed first payment. Lender filed for relief and that court date is tomorrow. We supposedly have to be out by the end of Feb. I wish I had CA's timeline to work with. We sure could use and extra 30 days!
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Hi plntlvr.....we made our last payment in May of 2008, we are in CA. We filed Ch 7 June 30th. We made the choice to move out in July of '08, but keep up with the house, check the mail there, water the lawn, keep the other stuff on, etc.. It is now Jan '09. We received the NOD dated 12/18. We assume the drop-dead date to be somewhere around April 1st, 2009....now just WHO is the fool remains to be seen. That April Fool's date just seems filled with irony for me.
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How long have you stayed in your home?
I'm wondering because of my situation, see my post below if you like titled
' Home was on Foreclosure.com, now it's not!?
I'm going on 5 months without a payment and although it's nice not to, I don't like it! I feel weird not paying a mortgage, almost like I'm a thief...
But I'm going to stay as long as I can, would like to know how others in the same situation lived it.Tags: None
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