My Cal. BofA serviced first mortgage (BAC Home Loans Financing), owned by Freddie Mac, was originated with BofA and is foreclosing. It will be paid in full but the recourse heloc will not to the tune of about $100k. Does the fact that BofA (BAC Home Loans Financing) sold out the heloc and thus merged the loans mean that there can be no deficiency judgement OR 1099c issued to me?