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  • IamOld
    replied
    Originally posted by StrawberrySu View Post
    Well I have good news for you re: the 2.5 hour commute! I saw somewhere that any commute over 1 hour needed to pay an extra $40k a year to make you happy. So think how happy you will be without that commute, lol. My DH drives 1.5 hours each way, so if you subtract the drive time, he actually could get a job locally and make the same amount of money, if you place a value on your time. Luckily he has a company van and his wonderful boss pays the gas. This same boss is going to help him get a job when we move to NC. I gotta admit, I am terrified about moving at our ages (54 & 55), just because of the job aspect. He's worked at the same place for over 10 years, and I know they would keep him on till he died in harness. So very scary to trust our fate to a new boss.

    It's hard on your children, I know. We are retired military and moved all over the US during our time in the Navy, with our son and daughter. Sometimes I will think, "Oh, life would have turned out so much better if we had just stayed put in one place".....but just like in all those time travel movies, you change one thing and your whole future changes. I try to find a purpose, and a bright side in everything that happens to us. Although sometimes, especially these times, it is hard
    Thank you so much for your comment - it helps more than you know!!! Well, just this morning commute was 2.5 hours....

    My only concern is that I applied to this place 1 year ago - three days after I was laid off...:-) They had things on "hold." Oh well, will see...I'll probably use up less gas tomorrow than I did/do today!!!!!

    Leave a comment:


  • StrawberrySu
    replied
    Well I have good news for you re: the 2.5 hour commute! I saw somewhere that any commute over 1 hour needed to pay an extra $40k a year to make you happy. So think how happy you will be without that commute, lol. My DH drives 1.5 hours each way, so if you subtract the drive time, he actually could get a job locally and make the same amount of money, if you place a value on your time. Luckily he has a company van and his wonderful boss pays the gas. This same boss is going to help him get a job when we move to NC. I gotta admit, I am terrified about moving at our ages (54 & 55), just because of the job aspect. He's worked at the same place for over 10 years, and I know they would keep him on till he died in harness. So very scary to trust our fate to a new boss.

    It's hard on your children, I know. We are retired military and moved all over the US during our time in the Navy, with our son and daughter. Sometimes I will think, "Oh, life would have turned out so much better if we had just stayed put in one place".....but just like in all those time travel movies, you change one thing and your whole future changes. I try to find a purpose, and a bright side in everything that happens to us. Although sometimes, especially these times, it is hard

    Leave a comment:


  • IamOld
    replied
    Originally posted by StrawberrySu View Post
    Well at least we will be in the same state, lol. Please don't feel horrible, or that you are running away from your troubles! Bankruptcy gives us a fresh start, and what better way to do that than to start somewhere new? My problem is paying $1000 for rent .... I can afford it, and will need to for my Schedule J numbers. My current house payment is $1000. I have paid it and not minded that it's all going to interest. But psychologically, paying that for rent bugs me in a way it never did for a house payment, lol. Even tho I don't really know if I ever want to buy a house again. I guess I just need to get used to my new normal. Once the bk is over, we plan to move to a less expensive rental tho. Good luck to you!
    You too!!!! By the way - re running away...it's just that my son's got only 1 more year HS left, he has a job, etc...sigh - oh well - we'll see. But then I won't miss my 2.5 hour commutes!!!

    Leave a comment:


  • StrawberrySu
    replied
    Originally posted by IamOld View Post
    First apologies for triple posts - I had browser issues...

    Actually it would be somewhere around Durham/Chapel Hill...I've been looking online - we'd need a 3 bedroom, and it's cheaper than where we are now...and a bit of driving out into the country I've even seen 3beds for around $1000 and change...of course I feel horrible because I feel like I'm running away from my troubles...kids have to move school, etc. friends, job (my son's and spouse's)....we'll see!!!
    Well at least we will be in the same state, lol. Please don't feel horrible, or that you are running away from your troubles! Bankruptcy gives us a fresh start, and what better way to do that than to start somewhere new? My problem is paying $1000 for rent .... I can afford it, and will need to for my Schedule J numbers. My current house payment is $1000. I have paid it and not minded that it's all going to interest. But psychologically, paying that for rent bugs me in a way it never did for a house payment, lol. Even tho I don't really know if I ever want to buy a house again. I guess I just need to get used to my new normal. Once the bk is over, we plan to move to a less expensive rental tho. Good luck to you!

    Leave a comment:


  • IamOld
    replied
    Originally posted by lovemybugs10 View Post
    From what I have seen, renting is not hard. Most apartments will ask for double deposit- some homeowners will. Just be upfront, meet in person.
    That's not terribly bad...

    Leave a comment:


  • lovemybugs10
    replied
    From what I have seen, renting is not hard. Most apartments will ask for double deposit- some homeowners will. Just be upfront, meet in person.

    Leave a comment:


  • IamOld
    replied
    Originally posted by StrawberrySu View Post
    Iamold, hope you get the job! Are you by any chance looking to relocate near Charlotte? That's where we are planning on moving to this summer. If this is the area Tobee's daughter is in, I'd love for her to share with me as well, lol.
    First apologies for triple posts - I had browser issues...

    Actually it would be somewhere around Durham/Chapel Hill...I've been looking online - we'd need a 3 bedroom, and it's cheaper than where we are now...and a bit of driving out into the country I've even seen 3beds for around $1000 and change...of course I feel horrible because I feel like I'm running away from my troubles...kids have to move school, etc. friends, job (my son's and spouse's)....we'll see!!!

    Leave a comment:


  • StrawberrySu
    replied
    Tobee this is very reassuring to me! Every time I see a thread like this I get a sick feeling, since we will be rental searching with several months history of unpaid cc bills and house payments. Will not have filed bk yet. I look on craigslist for Charlotte NC a great deal, just to see what the rental rates are. They are much higher than my area here in OH, but I know considerable less than many places.

    But I don't care if I have to live in a tent, as long as I can be near my four granddaughters, lol.

    Leave a comment:


  • IamOld
    replied
    Thank you Tobee!!!! Well, I'll know more tomorrow pm :-)

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  • StrawberrySu
    replied
    Iamold, hope you get the job! Are you by any chance looking to relocate near Charlotte? That's where we are planning on moving to this summer. If this is the area Tobee's daughter is in, I'd love for her to share with me as well, lol.

    Leave a comment:


  • IamOld
    replied
    Originally posted by tobee43 View Post
    i think in NC if and WHEN you get that job...my daughter told me...she will give me a list for you of where to live and she told me there are PLENTY of people inthe same boat as you.

    she also, mentioned to me, that you can't be fooled by some areas...so LOL!! she wanted me to make certain i told you that and when you get the YES call...she'll pass on some info for you..

    and you will NOT need 6 months in advance. in NC they use craiglist a lot!
    Tobee, as always, I cannot thank you enough! Well will see if the drive tomorrow to the interview (and taking yet another day off work...)is worth it!

    Leave a comment:


  • IamOld
    replied
    Originally posted by tobee43 View Post
    i think in NC if and WHEN you get that job...my daughter told me...she will give me a list for you of where to live and she told me there are PLENTY of people inthe same boat as you.

    she also, mentioned to me, that you can't be fooled by some areas...so LOL!! she wanted me to make certain i told you that and when you get the YES call...she'll pass on some info for you..

    and you will NOT need 6 months in advance. in NC they use craiglist a lot!
    THANKS!!! Well I'll know better by tomorrow evening....THANK YOU AGAIN!!!!!!!!!!!!!!!!!!!!!!!!!!

    Leave a comment:


  • tobee43
    replied
    Originally posted by IamOld View Post
    Wow - that'd be $6K - which may be doable if the place pays for relo - w/out which I cannot go anyway.
    i think in NC if and WHEN you get that job...my daughter told me...she will give me a list for you of where to live and she told me there are PLENTY of people inthe same boat as you.

    she also, mentioned to me, that you can't be fooled by some areas...so LOL!! she wanted me to make certain i told you that and when you get the YES call...she'll pass on some info for you..

    and you will NOT need 6 months in advance. in NC they use craiglist a lot!

    Leave a comment:


  • penniless
    replied
    We have to move out next month. Took a little searching, but found a nice place on Craigslist. Told them our situation and did background check and will be moving in next month. We only had 11 months without a house payment but managed to save up 20k and pay off the last 3k on a car. We are just paying a security deposit. A high percentage on Craigslist seem to be people who have never rented to anyone before. I'm guessing they don't want to sell for a loss, but want to use the low prices to purchase a new house.

    Leave a comment:


  • ryan
    replied
    Sorry, but 6 months sounds WAY high to me. An extra month of security, MAYBE 2, but if that doesn't work, just try another rental.

    Leave a comment:

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