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Arizona - Florclosed on 3 years ago

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    Arizona - Florclosed on 3 years ago

    Hello all

    I lost my home about 3 years ago, foreclosure

    Here's my situation. At the time I went through a divorce, lost my job, and left behind allot of unsecured debt

    Since then I've worked off and on (mostly off) and been going to school.

    Before all this had happened, I had filed for BK about 10 years ago now

    I want to start paying off my unsecured debts so I can start fixing up my credit. However, the remaining balance on the foreclosed home is way to much to pay off!
    House went from 320k to 140k value

    I really don't want to go through BK again, but I don't want to pay off all my unsecured debt only to have the lender come after me for the remaining debt on the house and then be forced into BK anyways.

    Can they come after me for it? If so, what are my chances that they will (even though its been 5 years now)?

    #2
    Duplicate post - please remove

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