I'm in the middle of filing, hoping for BK7 but was advised by my attorney to reaffirm both auto loans if I wanted to keep our cars. My wife uses one while I use the other. From what I've gathered is reaffirming any auto loans is pointless as it only serves to the creditor. I pointed this out to my attorney and she reiterated that while true, many creditors are beginning to require reaffirmation regardless of good payment history or not.
So my question is, with a loan through Chase Auto and another through CapitalOne Auto, should I still reaffirm?
Additionally, I've noticed after my creditors have received the BK notice, my online access to pay the auto loans have been removed. Should I not make any auto payments until BK has been finalized?
So my question is, with a loan through Chase Auto and another through CapitalOne Auto, should I still reaffirm?
Additionally, I've noticed after my creditors have received the BK notice, my online access to pay the auto loans have been removed. Should I not make any auto payments until BK has been finalized?
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