I'm in the early stages of doing a bankruptcy. Was wondering if anyone has used DON'TDOTHIS or a similar service? Thanks!
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Last edited by frogger; 07-18-2015, 04:16 AM. Reason: Advertising is not permitted without approval from administrator! -
I sense a thinly-disguised advertisement, but nevertheless will treat this as a serious question.
No, I have not, nor would I ever use a debt consolidation service. Debt consolidation companies do not do anything which you could not do yourself (i.e. negotiate with your creditors) and often times the outcome is not good. Many people have posted here that they first tried debt consolidation, paying thousands of dollars toward their dischargeable debts, only to have one creditor refuse to play ball and file suit, thus forcing the person into bankruptcy anyways.
My advice is "don't do it"; either negotiate with creditors yourself, or file for bankruptcy. -
bcohen, I do think that you're correct. One post and an advertisement at that? JoeForum is going to get a vacation.
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