I'm still not sure if I will end up filing. Lawyer confirmed I will get to keep my house, car, and my tax return that I will recieve in 2020 on the wildcard.
I know the 90/70 day but I'm not sure when I should apply if I do based on cards. I just recently started missing payments and not sure I can ever get myself back on track. I kept track of all my cards, what's owed, last time used and last time paid. I'm kind of freaking out over missing payments but I dont want anyone to think I didnt indent on paying. I did and I do and had life kick me and ended up here feeling defeated. My min payments are $989, and doesnt even include mortgage, utilities or groceries. After mortgage and utilities I'm left with $150 for groceries for the of 4 of us and gas to get to work and kids to school.
Suggestions based off card usage? Should I keep paying the cards until up until filing if I decide to? I've missed some that I know I can never get caught up. When does one quit paying cards if they know they are filing?
File before ir after income taxes are filed? File before you recieve the refund or after?
I know the 90/70 day but I'm not sure when I should apply if I do based on cards. I just recently started missing payments and not sure I can ever get myself back on track. I kept track of all my cards, what's owed, last time used and last time paid. I'm kind of freaking out over missing payments but I dont want anyone to think I didnt indent on paying. I did and I do and had life kick me and ended up here feeling defeated. My min payments are $989, and doesnt even include mortgage, utilities or groceries. After mortgage and utilities I'm left with $150 for groceries for the of 4 of us and gas to get to work and kids to school.
Suggestions based off card usage? Should I keep paying the cards until up until filing if I decide to? I've missed some that I know I can never get caught up. When does one quit paying cards if they know they are filing?
File before ir after income taxes are filed? File before you recieve the refund or after?
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