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Any changes to BK due to Covid?

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    Any changes to BK due to Covid?

    Filed a BK case back in 2018, lost my job and back into debt again. Normally you can’t file a CH 13 until 4 years from a discharged CH 7, has this changed at all due to the pandemic at hand here? I assume so many people are in financial turmoil right now. I live in Texas.

    #2
    The CARES act did not modify the "serial filing" provisions in the bankruptcy code. It only allowed a debtor to borrow from a 401(k) or extend a Chapter 13 to a term not exceeding 7 years.

    You can always file a Chapter 13, you will not receive a discharge and will need to pay 100%.
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    I am not an attorney. Any advice provided is not legal advice.

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      #3
      Otherwise just wait till the 4 year mark and file a CH 13 that could be discharged. I live in Texas so not much a creditor can really do here anyway.

      Comment


        #4
        Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
        Status: (Auto) Discharged and Closed! 5/10
        Visit My BKForum Blog: justbroke's Blog

        I am not an attorney. Any advice provided is not legal advice.

        Comment

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