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Paying credit card bills?

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    Paying credit card bills?

    Hi, I am going to see a attorney Wednesday about filing Chapter 7. I am in the process of paying my weekly bills, and so far, I am not behind on any of my credit cards or loans. But since I am going to talk to an attorney, I am thinking about not paying the credit cards and loans until I do. That will put them late. I am never late on my bills (but that is coming to an end because I can't keep up the payments). My question is, should I go ahead and pay the payments before seeing the attorney, or just let them be late? Unfortunately, this is the second time I have had to declare Chapter 7, COVID definitely put me back in a bad financial situation. I am almost 100% sure I am going to be able to meet the requirements of Chapter 7. Should I pay or not? Thank you...

    #2
    How long since you filed Chapter 7 the first time? If I recall correctly, Chapter 7 filings must be separated by at least eight years. Regardless, if you are about to file, then stop making payments on your unsecured debt.
    Latent car nut.

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      #3
      The discharge was January 2015. So it has been 8 years. I said I would never do it again, but the pandemic changed all that. Thanks for your reply

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