Seriously considering filing a 13 but then

[Aces45]

My house burned down. I lost everything. All my credit cards, statements, balances, account numbers.

im filing only in my name, not my spouses. He has already obtained financing for our new home.

I tried to make an appt with a BK attorney for a second opinion but he won’t see me without paystubs, credit card statements, balances, list of monthly expenses and full account numbers. My credit report will give me most of this, but does it give full account numbers?

My monthly expenses are also currently up in the air until I find out what the new mortgage note will be.

we got enough out of our home for a sizable down payment, but not enough to replace it.

[justbroke]

You won't be able to get full account numbers from the credit report, but if you to use that particular attorney then you can use the credit report to make a list of your creditors. Then call them and ask. Most creditors provide statements online. Online statements never get the full account number. Take your time and be thorough.

I hope you are all okay from the fire. Material things are just that; material. Take care of yourself and your family.