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How's everyone doing after their 13 was discharged/dismissed?

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    How's everyone doing after their 13 was discharged/dismissed?

    So I am curious to know how everyone is doing after their BK was dismissed. How did it affect you during and post discharge/dismissal?

    #2
    Believe28, there are a few folks around her who have had their Chapter 13s dismissed, but the goal is for a full discharge.
    I cannot speak to how folks are doing with dismissals, but in my case, I got my discharge almost exactly 6-years ago this week, and could not be doing better. Even though I'm old, my career, which took a very interesting turn for the better in 2017, has recently gotten even better; at this point, I am literally making about 3-times what I was making when I filed for my Chapter 13 back in 2015.

    With the career growth also came new cars and a new home for my wife and me, so yeah, life is good.
    Chapter 13 (not 100%):
    • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank cum Bank of Southern California
    • Filed: 26-Feb-2015
    • MoC: 01-Mar-2015
    • 1st Payment (posted): 23-Mar-2015
    • 60th Payment (posted): 07-Feb-2020
    • Discharged: 04-Mar-2020
    • Closed: 23-Jun-2020

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      #3
      That's amazing to hear. Every sec ond of the day is the future and past. We must learn to live in the present and enjoy that time. Since my discharge, things have been amazing!!

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        #4
        Things have been great for us! We have normal ups and downs in life, but without the debt hanging over our head it's wonderful. It's great to know we can pay cash without breaking the bank or running up charges. We have some debt like car payments and a plumbing repair, but they are within the budget. We are not running balances on credit cards and have taken advantage of some 0% interest deals.
        I am not an expert. I share my experiences in the Wonderful Wacky World of Chapter 13! Filed 3-30-18 Confirmed 7-11-18 Discharged 6-8-22

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