New here...have some questions, no asset case
Hi Everybody:
It's taken a month to get on with this forum! I'm hoping to get to know some of you nice folks better
I saw a bk attorney earlier this month. I paid him a small $100 retainer towards the fee. I made it clear that I cannot file until fall or maybe even winter as I am still using my cc for legal expenses.
I paid him the retainer in hopes that he would answer my questions along the way. I wrote an email to him and he never responded. Luckily, when I called his office, another associate responded to my questions. Did I make a mistake by retaining the bk lawyer before I was really ready to file?
Anyway, about 95% of my debt ($75K) is directly divorce related. I have nothing to show for the debt. No fancy car, no new clothes, no big screen tv....you get the picture. However, alot of attorneys and related persons are walking around with several Rolex watches thanks to the divorce.
I have quite a bit of student loans and I owe my family as well.
I made less than $16K last year working half the year, part time.
As you can imagine, I'm bleeding to death in debt. On top of all my other living expenses. I've been at this pace for almost a year now. I'm getting tired of living paycheck to paycheck....most of us on this forum are!
I'll be going back to court in the late summer/early fall. At that point, the X-louse will argue that he should no longer have to pay child support etc. The child is very young still. Would there be any advantage to waiting until then to file bk and show the judge that hey, I really don't have any money and hence, I should get more child support? Or does it reflect poorly on me to let the judge see that I am
in financial trouble?
Thanks for any helpful advice!
It's taken a month to get on with this forum! I'm hoping to get to know some of you nice folks better
I saw a bk attorney earlier this month. I paid him a small $100 retainer towards the fee. I made it clear that I cannot file until fall or maybe even winter as I am still using my cc for legal expenses.
I paid him the retainer in hopes that he would answer my questions along the way. I wrote an email to him and he never responded. Luckily, when I called his office, another associate responded to my questions. Did I make a mistake by retaining the bk lawyer before I was really ready to file?
Anyway, about 95% of my debt ($75K) is directly divorce related. I have nothing to show for the debt. No fancy car, no new clothes, no big screen tv....you get the picture. However, alot of attorneys and related persons are walking around with several Rolex watches thanks to the divorce.
I have quite a bit of student loans and I owe my family as well.
I made less than $16K last year working half the year, part time.
As you can imagine, I'm bleeding to death in debt. On top of all my other living expenses. I've been at this pace for almost a year now. I'm getting tired of living paycheck to paycheck....most of us on this forum are!
I'll be going back to court in the late summer/early fall. At that point, the X-louse will argue that he should no longer have to pay child support etc. The child is very young still. Would there be any advantage to waiting until then to file bk and show the judge that hey, I really don't have any money and hence, I should get more child support? Or does it reflect poorly on me to let the judge see that I am
in financial trouble?
Thanks for any helpful advice!
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