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    #1

    Name change on CC?

    I have a Sears card that I have had for years, way before I ever married. The card is still in my maiden name. Now that I am getting ready to file BK in a few months, should I call and have my name changed to my married name or just leave it as it is. I am current on this bill so if I call and change it now they won't have any idea what is going on yet. I just don't want them to say that is some kind of CC fraud.

    Anyone?
    Tags: None
    #2
    Originally posted by Liaah View Post
    I have a Sears card that I have had for years, way before I ever married. The card is still in my maiden name. Now that I am getting ready to file BK in a few months, should I call and have my name changed to my married name or just leave it as it is. I am current on this bill so if I call and change it now they won't have any idea what is going on yet. I just don't want them to say that is some kind of CC fraud.

    Anyone?
    When this card is listed on your BK creditor matrix, the account number will be listed. That's what the cc creditor will use to identify the account. Do ask your lawyer when you retain him/her what's the best thing to do in this circumstance.
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !
    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

    Comment

      #3
      Do you owe anything on the acct?? Is there a balance on the card??
      Filed Ch 7 - 09/06
      Discharged - 12/2006
      Officially Declared No Asset - 03/2007
      Closed - 04/2007

      I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

      Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

      Comment

        #4
        Yes!

        Yes there is a balance of over $8,000 on that card.

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