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    Normal Attorney behavior?

    I retained an attorney about a month ago. At the introductory meeting, I expected the "normal" sales pitch and bankruptcy options (13 or 7) that I had received in other intro meetings. This attorney actually started running numbers and I was impressed so I retained him. At the intro meeting, I was not exactly prepared with all of my financial facts so I was just guesstimating at various numbers for the means test and personal assets. Well I finally paid my fees and, lo and behold, I received a Petition to File today in the mail with all of my "made-up" numbers on it. On the schedule F it says, for example, Citibank $50,000 on one row...don't I have to disclose every different account number individually?
    It also says I need to return it within 6 weeks or my case will be closed? We weren't even planning to file until at least mid-December...strange.
    Is this standard practice? I guess I was expecting a follow-up meeting where we could really get down into the numbers and put together a real petition. This is kind of making me feel like I'm going pro-se, but I paid $1,800.00. Am I being ran through the "mill?"
    Anyway, I plan to be asking a lot of questions, so thanks in advance for any help.

    Question 1: Attorney wants Memorandum Title showing the dealer lien on my cars and amount owed for any vehicles in my name. Is this the "title" I received when I bought the car? And should I just provide current statements on the vehicles? Or do I contact the banks and ask them for updated memo titles?

    Thanks,
    Lefty
    Filed Ch 7 - January 29th, 2008
    341 - February 29th, 2008
    Discharge - June 20th, 2008
    Closed - October, 2008

    #2
    Originally posted by leftyf View Post
    Is this standard practice? I guess I was expecting a follow-up meeting where we could really get down into the numbers and put together a real petition.
    After you've paid the retainer, then it's typical to get down to business. If you would prefer a face to face meeting to go over the figures, call the office and schedule one. It's perfectly fine to do that.


    Question 1: Attorney wants Memorandum Title showing the dealer lien on my cars and amount owed for any vehicles in my name. Is this the "title" I received when I bought the car? And should I just provide current statements on the vehicles? Or do I contact the banks and ask them for updated memo titles?
    Typically your lawyer wants to see the title free and clear to any car that you have paid off or the title that your lender is holding until your loan is paid off.
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

    Comment


      #3
      Our attorney did that, but she went by what I had taken her. I was VERY well prepared that day, just in case we hired her. She sent me a petition 3 different times, just to double check and make sure everything was accurate.
      Petition Filed 6/4/07 :clapping:
      341 meeting 7/31/07 :clapping: :unsure:
      First Meeting Held and Trustee's Report of No Distribution 8/2 :yahoo::yahoo:
      10/15/2007 - DISCHARGED!:yahoo::yahoo::yahoo:

      Comment


        #4
        Guess I better update with accurate numbers ASAP then and get it back to the office.

        Where is the best place to get the creditor addresses that I should put on the petition and should I put every account on it's own line...(i.e. MBNA #1, MBNA #2 each should have their own row?)
        Filed Ch 7 - January 29th, 2008
        341 - February 29th, 2008
        Discharge - June 20th, 2008
        Closed - October, 2008

        Comment


          #5
          Originally posted by leftyf View Post
          Where is the best place to get the creditor addresses that I should put on the petition
          Off the bills they send and from your credit reports.

          and should I put every account on it's own line...(i.e. MBNA #1, MBNA #2 each should have their own row?)
          Not sure what you mean about "on their own row", but do list every single original creditor and their secondary collectors (if any) along with every mailing address you have for them.
          Last edited by lrprn; 10-20-2007, 06:28 PM.
          I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

          06/01/06 - Filed Ch 13
          06/28/06 - 341 Meeting
          07/18/06 - Confirmation Hearing - not confirmed, 3 objections
          10/05/06 - Hearing to resolve 2 trustee objections
          01/24/07 - Judge dismisses mortgage company objection
          09/27/07 - Confirmed at last!
          06/10/11 - Trustee confirms all payments made
          08/10/11 - DISCHARGED !

          10/02/11 - CASE CLOSED
          Countdown: 60 months paid, 0 months to go

          Comment


            #6
            Thanks lrprn...I was wondering if I need to list all accounts under MBNA. For example,
            MBNA #1 $30,000, MBNA #2 20,000 or can I just list MBNA $50,000? Also, do I read you right in that I should list the same debt twice if there is a collection agency trying to collect on the money also? I guess I'm getting into the nitty-gritty now.
            Filed Ch 7 - January 29th, 2008
            341 - February 29th, 2008
            Discharge - June 20th, 2008
            Closed - October, 2008

            Comment


              #7
              Originally posted by leftyf View Post
              Thanks lrprn...I was wondering if I need to list all accounts under MBNA. For example,
              MBNA #1 $30,000, MBNA #2 20,000 or can I just list MBNA $50,000? Also, do I read you right in that I should list the same debt twice if there is a collection agency trying to collect on the money also? I guess I'm getting into the nitty-gritty now.
              Well they both have different account numbers so list separately.
              Agency should also be listed. All this is from the forms I received from my lawyer.
              Filed: 6-7-2010 341: 7-15-2010 DISCHARGED: 9/17/2010

              Comment

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