Is a consolidation loan established in 1995 the same as cc? (unsecured)
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Is an asset tied to the loan as collateral? If not, then the loan is very likely unsecured. Do you have the original loan agreement that you signed to see the exact terms of the loan?Originally posted by sinkingship View PostI am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go -
Depends...is it secured by a your house...or was it simply a loan you got to pay off a bunch of smaller loans/credit cards.Comment
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i do not have the original signed agreement, but way back when it had us list collateral such as cars, not sure if it asked about a house at that time we lived in a mobile home and that was not considered a mortgage, but a loan.Comment
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Do you still owe money on this loan?
If you still owe money I would go ahead and list it as unsecured and put the burden on the creditor to show otherwise.
If you do not owe money on this loan, you do not need to list it.Comment
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