I hope all goes well for you. We were able to qualify for the Chapter 7 after my husband battled and won over a brain tumor. With many doctor bills and job loss we were a 7.
After we survived the illness/ surgery......the rest seems do-able. At least 5 years is a finite amount of "hell"" as opposed to drowning in debt for a lifetime.I wish you the best of luck and hope you can soon see some light at the end of your struggle.
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For those who can get the clean start. Beign forced into a 13 when you barley exceed the median income by 15k and have no assets is nothing more that a sentance to debtors hell for 5 years.
I am keeping my fingers crossed.Leave a comment:
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BK a blessing in disguise?
I have been very reflective after our filing date last week. I am past the anxious,scared, manic state I was in trying to decide to file, when to file, which chapter to file etc..... I am actually quite calm and at peace about the whole BK. I feel very blessed that we in the US have an out for those of us that have given their all, tried thier best, worked like dogs and still find themselves in deep unending debt. What would we do without the BK option? Live in the anxious scared fragile state of infinite debt until we die. I for one am very thankful and feel blessed that we get a clean start....difficult as it may be it is a second chance at a new life. BK seems to have such a negative connotation I am trying to have it be a positive part of my life.I was curious if anyone esle shared a similar view?
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