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Looking for answers/moral support/advice about divorce & BK

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    Looking for answers/moral support/advice about divorce & BK

    I am in the process of divorcing my ex and he is making things difficult for me. He moved out May 2007 and signed the initial Petition to file for divorce without hesitation. In my state, it is necessary to live separate and apart for 6 mos. before filing the final paperwork. I truly spent the better part of 2 years trying to make my marriage work and at times felt like there was nothing to live for, and one day I woke up, so here we are. Since we parted in a friendly manner where I allowed him to take whatever he thought was his, I didn't think we would have any problems with finalizing everything since I have a prenup. agreement which states that everything that I acquired during the marriage including debt is mine and whatever he acquires is his. It is very straight forward, 2 pages nothing tricky or sneaky. Since it is obvious that he helped accumulate the debt, even though the business was in my name, I take full responsibility for everything which is why I'm filing BK.

    When it was time for him to sign the final paperwork at the end of January, he all of the sudden had a lawyer call my lawyer to ask about community property issues and he never signed. We didn't have him served since he voluntarily called my lawyer asking for the paperwork to be sent to him so he could review/sign it. Since he didn't sign, I had to send my atty more money so that we could have him served which gives him 30 days to officially answer the petition or lose by default.

    The conversations from his atty to mine seemed like fishing for information that he might be considering to use to get money or whatever he feels he's entitled to get. Best case scenario is that he wont sign and I will get the divorce without spending more money I don't have (The final divorce paperwork is only 2 pages long - it references the fact that there is no community property since the prenup agreement exists and to be able to go back to using my maiden name - no tricks, nothing sneaky.)

    My main concern is that he feels that he is owed for something like interest in my home (in my name only, bought before we were married) because he paid a few mortgage payments and monthly bills while I started the business. In all honesty, if that's it, I would agree to paying him 1/2 of whatever he feels he is owed if it was a reasonable amount, but with over $200k in debt from this failed business, I can't believe the audacity of this man. He probably has the balls to try something underhanded and I don't trust him at all.

    I am very anxious to get this over with and heard from various other sites that this could drag on for a very long time. Since my lawyer charges me every time she even looks in the direction of my file, I try not to call her too much since she's not cheap and she rarely calls back in a timely manner anyway. I really want this to be over very soon because I'm afraid that I will receive a summons any day now because I owe so much to so many. It's important to finalize the divorce first because if I can be done with this, I can move on and have one less stressful thing in my life.

    Does anyone have first hand experience with an ex that intentionally held the divorce up just to be spiteful? If he decides to respond within the 30 days and the battle is on, is it possible to ask my lawyer to request a trial date and take my chances with a judge in court to speed things up. Since I have a prenup I feel that if I owe anything I'd feel better if a judge tells me that. I also don't want to spend another year battling him when I could be focusing on my BK case.

    It's a pretty complicated case, but I have very little family or close friends to talk to and I'm not very close to either. This feels like the only place where I can get support and advice and I could really use a both right now. Any advice is appreciated because I am at a very low point just contemplating what other misery this man could cause in my life. Thanks for all of your help and any advice is appreciated.
    Filed Chapter 7 (Primarily Business Expenses) 04/10/2008 FICO 468 :cry:
    341 on 05/06/08:unsure:House appraisal on day 63:blink: 07/10/2008 Discharged-Asset Case!!!:yahoo:08/09 Transu 559, Equifax 636, Experian 647
    Case Closed 07/15/2009 :D:yahoo:

    #2
    I have heard that in community property states, that if one spouse owns the home (ie before marriage) and then the other spouse contributes towards mortgage payments or other things such as upgrading - then it becomes joint. I think it's called comingling.

    And yep - people can be and are complete jerks when it comes to divorce and money.

    Your situation is tough and requires some strategizing by a legal mind albeit expensive.
    Filed Chapter 7 Pro-Se May 29, 2008
    341 July 1, 2008
    Discharged September 4, 2008
    Closed November 10, 2008 :-)

    Comment


      #3
      Sorry my last post was submitted premature. I apologize for the slip of my fingers. I'm stressed out right now.
      Filed Chapter 7 (Primarily Business Expenses) 04/10/2008 FICO 468 :cry:
      341 on 05/06/08:unsure:House appraisal on day 63:blink: 07/10/2008 Discharged-Asset Case!!!:yahoo:08/09 Transu 559, Equifax 636, Experian 647
      Case Closed 07/15/2009 :D:yahoo:

      Comment


        #4
        I wondered that same thing but in the prenup it actually states that if he contributes or makes any upgrades to property I own, he can't be compensated for it. It also says that he can't be reimbursed for gifts, or money given/contributed during the marriage. There's also a statement that addresses not seeking reimbursement for working in a business without compensation, which is what he did for a while.

        I agree with the comingling part though because if he's looking for reimbursement of that money, doesn't he have to prove how much it is? We never had any joint accounts or anything, and it should be easy to prove, but he is the most irresponsible and unorganized person I've ever met which is why the lack of paying the required bills for the business caused it to fail.

        If he can show me how much he's owed (because I honestly don't know) I would pay it since I'm considering Ch.13 with the tax debts I owe it might be the best alternative and he would still get paid.
        Filed Chapter 7 (Primarily Business Expenses) 04/10/2008 FICO 468 :cry:
        341 on 05/06/08:unsure:House appraisal on day 63:blink: 07/10/2008 Discharged-Asset Case!!!:yahoo:08/09 Transu 559, Equifax 636, Experian 647
        Case Closed 07/15/2009 :D:yahoo:

        Comment


          #5
          That is really great that you had all this stuff spelled out in a prenup. Sounds like you shouldn't worry too much. He agreed to the terms of the prenup, his problem. He may not have even told his attorney about the prenup.

          Your attorney will remind his attorney of this. If he wants to fight it, it will cost him a lot of money with very little chance of winning and he will probably back down. But you still need to consult your attorney on this.

          I'm sure all of this is stressing you out but try to not let it. Just thank God you don't have kids with this a$$wipe because then the situation would be a thousand times worse.

          In so far as your bk goes, 7 or 13 - do what is best for you.
          Filed Chapter 7 Pro-Se May 29, 2008
          341 July 1, 2008
          Discharged September 4, 2008
          Closed November 10, 2008 :-)

          Comment


            #6
            I was in your situation with an awful ex. I can sympathize. In my situation we were forced to go to mediation first before we could go before a judge. Thankfully we settled after 2 all day, very expensive and long mediation sessions. It was pure and utter hell though. Ask your lawyer if you have to go through mediation first. That could be your next option if he's not cooperating.
            11/14/07 -filed C7 12/04/07 -case pulled for random audit.12/18/07 -341 held: Asset case due to engagement ring & tax return.02/19/08 - US trustee files motion to extend. 04/02/08- changed back to NO ASSET! I get my ring back and get to keep my tax return! :clapping: 04/28/08 -DISCHARGED!!! :yahoo::yahoo: 05/07/08 - CLOSED!!!

            Comment


              #7
              He's asking you to pay him back for a few mortgage payments he paid? Did he contribute nothing to his keep? Sorry you have to go through this. I can't contribute anything substantive. Unfortunately as far as "real estate law" all I know is when you let a person start doing something, it is eventually assumed that you agree with it, whatever it is.
              Not all those who wander are lost....

              --J. R. R. Tolkien

              Comment


                #8
                Southern, I merged your two threads for you so all the responses stay in one spot. Hope this helps! And hang in there - this tough time shall pass. Just make sure you keep your divorce lawyer AND your bankruptcy lawyer informed about what the other is up to. <HUGS>
                I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

                06/01/06 - Filed Ch 13
                06/28/06 - 341 Meeting
                07/18/06 - Confirmation Hearing - not confirmed, 3 objections
                10/05/06 - Hearing to resolve 2 trustee objections
                01/24/07 - Judge dismisses mortgage company objection
                09/27/07 - Confirmed at last!
                06/10/11 - Trustee confirms all payments made
                08/10/11 - DISCHARGED !

                10/02/11 - CASE CLOSED
                Countdown: 60 months paid, 0 months to go

                Comment


                  #9
                  Thanks to everyone that responded. So far, we haven't heard anything from him at all. The only communication was from his atty to mine to get info. on the community property issues, but after that....nothing, which is why we had him served so that we could document that he received the paperwork officially. I don't know if I'm freaking out unnecessarily, if he was just getting the advice of a generic divorce lawyer or if that means he's gearing up for a fight, but I do know that neither one of us has the funds to battle this out in court because the only ones to gain anything will be the lawyers. I can barely pay the bills each month and can't afford extra cash to pay my atty.I hope he can see reason and will either sign the paperwork or just let the 30 days pass so I can move forward with my BK case, which is most important to me right now. I am risking garnishments and having my bank account wiped out the longer I wait.

                  Honestly, in the very beginning when he moved out, I was nothing but nice about the whole situation because I feel that having lots of hatred and animosity would just make matters worse. He didn't seem as if he wanted the divorce, but decided to move out anyway. I think he was hesitant because he ran the financial part of the business which I think allowed him to steal money which is why the taxes, etc. were never paid, but his bookkeeping was so poor, I can't prove he actually stole the money and moving out meant the gravy train had come to an end and he would have to go out and find a real job to support himself.

                  Even with all of the bad things he did to me financially, I opened the house to him for about a month (he still had a key to my house for a month after he moved out) and I allowed him to take anything that he felt was his; no groveling or bickering, just take it no questions asked. I prayed a lot and said to myself that I could replace anything he took because it's just "stuff". I even bought him a new bed for his new place becuase he didn't have the money because he just started his new job. My attude is to just part on friendly terms and go on with life. After the month was up, I changed the locks to my house and he was actually "shocked" I was doing it.

                  I thought all of this was just a formality since I didn't do anything evil to him and even though we aren't in communication with one another, if I saw him on the street, I would speak and keep going, no harm done.

                  I hope I'm worring about all of this prematurely and he'll come to his senses and realize that trying to hurt me will hurt his pocket also. Sorry to vent, but I have lots on my plate right now. Thank God I don't have kids with this man and we both have decent jobs, maybe that will help this process along since neither of us has support issues.

                  Thanks again. The moral support and words of encouragement are why this site is such a comfort.
                  Filed Chapter 7 (Primarily Business Expenses) 04/10/2008 FICO 468 :cry:
                  341 on 05/06/08:unsure:House appraisal on day 63:blink: 07/10/2008 Discharged-Asset Case!!!:yahoo:08/09 Transu 559, Equifax 636, Experian 647
                  Case Closed 07/15/2009 :D:yahoo:

                  Comment


                    #10
                    Some men find it very difficult to "give up their meal ticket" and have to go to work on a real job.... some will fight till the bitter end.

                    Since everything was in pre-nupt, that was smart on your part, there is little to settle really.

                    If he was the "bookkeeper" for the failed business, then remind him that you can have an independent auditor look at the books and find out "where the money went"?

                    Hopefully you will get this all settled soon, get your bankruptcy over also, and find a new life and a "fresh start" towards the kind of life that YOU WANT...

                    My saying.... "nothing in life is forever, and some things only last a short time" and MEN are a dime a dozen on the streets.

                    I believe in committment, but it takes two to make it work!!

                    Good luck, vent if you need too, and keep us posted....
                    Minny

                    "It's amazing the paths that our feet sometimes follow in life".

                    My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

                    Comment


                      #11
                      YEAH!!!!! The paperwork came in the mail today! I am officially divorced!! Now I can file my BK without worries of dealing with my ex. That is a tremendous weight off my shoulders.

                      I think I overpaid my atty. by about $300. Do I send a letter asking for a final bill since she didn't send me one?

                      Thanks again for all of the support I've received from this board in the past and thanks for tolerating my stupid questions.
                      Filed Chapter 7 (Primarily Business Expenses) 04/10/2008 FICO 468 :cry:
                      341 on 05/06/08:unsure:House appraisal on day 63:blink: 07/10/2008 Discharged-Asset Case!!!:yahoo:08/09 Transu 559, Equifax 636, Experian 647
                      Case Closed 07/15/2009 :D:yahoo:

                      Comment


                        #12
                        Huge congrats!!! What a relief....
                        Filed Chapter 7 Pro-Se May 29, 2008
                        341 July 1, 2008
                        Discharged September 4, 2008
                        Closed November 10, 2008 :-)

                        Comment


                          #13
                          YEAH!!!!! The paperwork came in the mail today! I am officially divorced!!
                          O Happy Day

                          Comment


                            #14
                            Congrats, southern! Progress, finally!! Our state has some weird laws...good thing you had a good lawyer
                            Filed CH7 - 10/13/05;
                            341 Meetings: 11/28/05, 3/20/06, 12/4/07 (3d time's a charm!)
                            Converted: 2/15/06 (to CH13), 10/15/07 (Back to CH7)
                            DISCHARGED: 2/15/08

                            Comment


                              #15
                              Congratulations, Southernbelle!!! This is so awesome!!!!
                              Chapter 13 Filed "Old Law"
                              Filed: 6/2003 Confirmed: 3/2004
                              Early pay off sent: 10/05/2007 - 9 months early
                              11/16/2007 - Discharged!

                              Comment

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