How carefully are your bank statements scrutinezed? (Income question)

[Cali]

I know I had to show bank statements to my attorney, but wasn't asked about them at my 341.

[justbroke]

Yes, the Trustee and area determine many things. The Chapter under which you filed, also makes a determination of how much information they require and/or scrutinize.

[laurannm]

I think this may depend on standard practice in your area, particularly on what the trustee/UST look for. Many people have had to provide bank statements, and some have been more scrutinized than others. Factor such as above/below median, amount of secured debt, overall feel of our case are all factors that play a part on how much scrutinizing your case gets.

Others (such as us) have not been asked to provide a single bank statement. According to our lawyer, this is pretty common in our area, unless you are flagged for audit.

[WorkingItOut]

First of all, I'm not trying to hide any income. I just have a question about what is considered income and how many things I'll have to "explain" on my bank statements.

I'm very close to the median income in my state and have been looking back over my bank statements for the last 6 months and realized I have a lot of strange little deposits - things like redepositing some of the money I had withdrawn previously so that a check wouldn't bounce, or deposits of money my mother gave me as payback for picking up some groceries for her. That sort of thing. These are not income, but I really have no proof that they are not income. Adding all of them up and I am over the median! Deduct them and I am back under.

Will my bank statements be scrutinized so closely that I will have to prove these deposits are not income? How would I do that?

ETA: Sorry for misspelling scrutinized in the title! LOL!